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Compare Reverse Mortgage Specialists in Kailua-Kona, HI
Compare reverse mortgage specialists in Kailua-Kona. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Kailua-Kona, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 17 reverse mortgage specialists in Kailua-Kona, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Joy of Lending
73-4192 Kahi Pl, Kailua-Kona, HI 96740
9518475578
Alena Griffey at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
8089361571
Jamaica Canas at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
8084431668
Big Island Mortgages by Doug Mallardi
76-6190 Plumeria Rd, Kailua-Kona, HI 96740
8083334341
Guild Mortgage - Travis Green
75-167 Hualalai Rd Suite 101-e, Kailua-Kona, HI 96740
8083336790
Mana Canon at NFM Lending
75-5995 Kuakini Hwy Suite 414, Kailua-Kona, HI 96740
8083150065
Guild Mortgage - Len Pagan
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
8082756898
Guild Mortgage - Christina Alves
75-167F Hualalai Rd Suite 101 O-8, Kailua-Kona, HI 96740
8088963208
eMortgage Hawaii
75-5799 Ali‘i Dr B 7, Kailua-Kona, HI 96740
8083346200
April Nelson
75-5591 Palani Rd, Kailua-Kona, HI 96740
8082023441
Big Island Lending Group
75-5929 Ali‘i Dr, Kailua-Kona, HI 96740
8083271969
Guild Mortgage - Jessica Brown
75-167 Hualalai Rd 101 B, Kailua-Kona, HI 96740
8089376392
CMG Home Loans
75-5591 Palani Rd Suite 2008A, Kailua-Kona, HI 96740
8082262135
Apex Home Mortgage
75-5737 Kuakini Hwy, Kailua-Kona, HI 96740
8087476152
Herbert Mortgage Team powered by Apex Home Mortgage
75-5737 Kuakini Hwy #104b, Kailua-Kona, HI 96740
8087476152
Premier Mortgage Resources Kailua Kona
75-5591 Palani Rd #3002, Kailua-Kona, HI 96740
8089384664
Rate
75-5722 Kuakini Hwy Suite 205, Kailua-Kona, HI 96740
8084663292
A reverse mortgage specialist in Kailua-Kona helps older homeowners access home equity without monthly payments. Hawaii law requires mandatory counseling for all reverse mortgage applicants. Specialists guide clients through Federal Housing Administration rules and local property tax considerations unique to the Big Island.
What Does a Reverse Mortgage Specialist in Kailua-Kona Cost?
Typical costs for a reverse mortgage specialist in Hawaii include origination fees of up to 2 percent of the home value and a mortgage insurance premium of 2 percent upfront. Third party costs like appraisal title and recording fees range from 2000 to 5000 dollars. Counseling fees are usually 125 to 150 dollars. Costs vary by loan amount and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Kailua-Kona?
A specialist explains loan terms eligibility and repayment rules. They help you compare lenders and understand Hawaii specific requirements like the three day rescission period. They do not provide legal advice but can coordinate with your attorney.
Are reverse mortgages regulated differently in Hawaii?
Yes Hawaii has specific laws. Lenders must provide a disclosure statement and borrowers have a three day right to cancel. Hawaii also requires that you attend a HUD approved counseling session before you can close the loan.
What are the age and property requirements for a reverse mortgage in Kailua-Kona?
You must be at least 62 years old. The property must be your primary residence and can be a single family home a condo or a FHA approved manufactured home. The home must meet FHA minimum property standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.