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Find Reverse Mortgage Specialists in Mililani, HI

Browse reverse mortgage specialists serving Mililani, Hawaii. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Mililani, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 3 reverse mortgage specialists in Mililani, HI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veterans Mortgage of America - Hawaii
95-1023 Wekiu St, Mililani, HI 96789
8083069117
HI Velocity Mortgage
94-498 Alapoai St, Mililani, HI 96789
8087271055
Edward Jones - Financial Advisor: Katrina K Masada, CFP®|AAMS®
95-720 Lanikuhana Ave Suite 130, Mililani, HI 96789
8086254404

A reverse mortgage specialist in Mililani can help homeowners aged 62 and older access home equity without monthly payments. In Hawaii, reverse mortgages are subject to state specific disclosure rules and counseling requirements. Specialists guide clients through the process and ensure compliance with Hawaii Revised Statutes Chapter 480 regarding mortgage transactions.

What Does a Reverse Mortgage Specialist in Mililani Cost?

Typical costs for a reverse mortgage specialist in Hawaii include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees such as appraisal and title search. Total closing costs often range from 5,000 to 12,000 dollars. Costs vary by loan amount and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Mililani Hawaii?
Borrowers must be at least 62 years old. The home must be the primary residence. Hawaii law does not set a higher age limit, so the federal minimum applies.
Do I need counseling before getting a reverse mortgage in Hawaii?
Yes. Hawaii requires that all reverse mortgage applicants complete a counseling session with a HUD approved counselor. This session must occur at least 7 days before loan closing.