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Directory of reverse mortgage specialists in Boise, Idaho. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Boise, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 14 reverse mortgage specialists in Boise, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7639 W Riverside Dr Suite 100, Boise, ID 83714
2083338220
PrimeLending, A PlainsCapital Company - Downtown Boise
950 W Bannock St #420, Boise, ID 83702
2085766981
The Smith Team at CrossCountry Mortgage
12639 W Explorer Dr #175, Boise, ID 83713
2085635588
PACFI Home Loans
10332 W Ustick Rd, Boise, ID 83704
2088070370
Bluebird Home Loans
616 S Americana Blvd, Boise, ID 83702
8774821874
Jason Hennemuth - Powered by Future Mortgage
1401 S Robert St Suite 208, Boise, ID 83705
8587527983
Amy Wirshing, NMLS:302440, Union Home Mortgage
950 W Bannock St Suite 450, Boise, ID 83702
2087614611
James Beck Group at Future Mortgage Idaho Home Loans
1401 S Robert St Suite #201, Boise, ID 83705
2082849337
Guild Mortgage - Linda Crosby
1211 W Myrtle St #380, Boise, ID 83702
2084726005
Natalie Chatfield at Rate (NMLS #1553553)
950 W Bannock St Suite 1100 Office 1138, Boise, ID 83702
2084252338
Mortgage Professionals of Sun Valley, Inc.
800 W Main St #1460, Boise, ID 83702
2084049434
Mike Bauscher-U.S. Bank Mortgage
10541 W Overland Rd, Boise, ID 83709
2083738021
Mutual of Omaha Mortgage
1065 S Allante Pl Suite 139, Boise, ID 83709
8002472837
Vector Home Loans
3295 W Elder St suite 209 office 215, Boise, ID 83705
2089631410
A reverse mortgage specialist in Boise Idaho helps homeowners aged 62 and older convert home equity into cash without monthly payments. Idaho law requires that borrowers receive third-party counseling from a HUD-approved agency before closing. Local specialists understand the unique real estate market in Ada County and can guide you through the process.
What Does a Reverse Mortgage Specialist in Boise Cost?
Typical costs for a reverse mortgage specialist in Idaho include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees like appraisal and title search ranging from 500 to 1,500 dollars. Total closing costs often fall between 5,000 and 10,000 dollars, but these can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist have in Boise Idaho?
Look for a specialist who holds a valid Idaho mortgage lender license and has completed the National Reverse Mortgage Lenders Association certification. They should also be familiar with Idaho property tax deferral programs for seniors.
Are there Idaho-specific rules for reverse mortgages?
Yes. Idaho requires a mandatory counseling session with a HUD-approved counselor before you can apply. The state also allows borrowers to use reverse mortgage proceeds to pay for in-home care services, which is not permitted in all states.
How long does the reverse mortgage process take in Boise?
The process typically takes 30 to 45 days from application to closing. This timeline includes the mandatory counseling session, property appraisal, and underwriting review. Delays can occur if the home needs repairs to meet FHA standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.