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Reverse Mortgage Specialists in Chubbuck, ID

Looking for a reverse mortgage specialist in Chubbuck? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Chubbuck, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 4 reverse mortgage specialists in Chubbuck, ID Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeremy I Lambson | Fairway Home Mortgage Branch Manager
4650 Hawthorne Rd Ste A, Chubbuck, ID 83202
2087050625
Jess Davies | Premier Mortgage Resources
291 Tailwind Cir #4, Chubbuck, ID 83202
2082514472
Oliver AhMu | Premier Mortgage Resources #1981587
291 Tailwind Cir Unit 4, Chubbuck, ID 83202
2084060358
Javier Redondo - Fairway Home Mortgage Loan Officer NMLS #2735380
4650 Hawthorne Rd Ste A, Chubbuck, ID 83202
2084175186

A reverse mortgage specialist in Chubbuck Idaho helps homeowners aged 62 and older convert home equity into loan proceeds. Idaho law requires that borrowers receive independent counseling from a HUD-approved agency before closing. Chubbuck residents benefit from local specialists who understand the real estate market in Bannock County.

What Does a Reverse Mortgage Specialist in Chubbuck Cost?

Typical costs for a reverse mortgage in Idaho include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. For a home valued at 300000 total closing costs often range from 8000 to 15000. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Chubbuck Idaho?
Borrowers must be at least 62 years old. All homeowners on the title must meet this age requirement. Idaho follows federal HUD guidelines for the Home Equity Conversion Mortgage program.
Do I need to own my home free and clear to get a reverse mortgage in Idaho?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The loan amount depends on your age the home value and current interest rates.
What counseling is required for a reverse mortgage in Idaho?
Idaho law requires all borrowers to attend a counseling session with a HUD-approved counselor. The session covers loan terms costs and alternatives. You must receive a certificate of completion before the lender can process your application.