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Find Reverse Mortgage Specialists Near You in Lewiston, ID
Directory of reverse mortgage specialists in Lewiston, Idaho. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Lewiston, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 13 reverse mortgage specialists in Lewiston, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Pacific Mortgage (NMLS #1821425)
920 Tamarack Dr, Lewiston, ID 83501
2084133026
Mann Mortgage Group
102 Thain Rd B, Lewiston, ID 83501
2087431005
Rocket Mortgage
601 Bryden Ave Suite B, Lewiston, ID 83501
2087464663
OneMain Financial
2270 Thain Grd #104, Lewiston, ID 83501
2087439466
Mortgage by Meghan
838 Main St, Lewiston, ID 83501
8082694833
Elite Financial Inc
739 Bryden Ave suite b, Lewiston, ID 83501
2087462007
Legacy Lending Group
135 W Seaport Ct, Lewiston, ID 83501
2087902324
James Waham | Homebridge | Branch Manager, Mortgage Loan Originator
1428 G St, Lewiston, ID 83501
2083051833
Homebridge
1428 G St, Lewiston, ID 83501
2085034647
Jonathan Hughes - Mann Mortgage Group
102 Thain Rd C, Lewiston, ID 83501
2087431005
James Waham, Movement Mortgage
1630 23rd Ave Ste 1201-C, Lewiston, ID 83501
2083051833
On Q Home Loans | Lewiston
501 Thain Rd, Lewiston, ID 83501
2085538836
US Bank Mortgage
1900 19th Ave, Lewiston, ID 83501
8008722657
A reverse mortgage specialist in Lewiston, Idaho helps homeowners aged 62 and older convert part of their home equity into cash without selling the home. Idaho law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Lewiston residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Lewiston Cost?
Typical costs for a reverse mortgage in Idaho include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 2,000 to 8,000 dollars depending on the home value and loan type. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and ownership requirements for a reverse mortgage in Lewiston?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. Idaho does not have additional state age requirements beyond the federal minimum.
Do I have to repay a reverse mortgage while I live in the home?
No, repayment is not required until you move out permanently, sell the home, or pass away. The loan becomes due when the last borrower leaves the home. Idaho law does not change this federal rule.
Are reverse mortgage proceeds taxable in Idaho?
No, loan proceeds from a reverse mortgage are not considered income for Idaho state tax purposes. They are treated as a loan advance. However, interest is not deductible until you repay the loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Idaho.