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Reverse Mortgage Specialists in Mokena, IL

Directory of reverse mortgage specialists in Mokena, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Mokena, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 reverse mortgage specialists in Mokena, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage-The Tovar Team
10010 190th Pl, Mokena, IL 60448
7085741739
Don Revis - The Mortgage Guy/Novus Home Mortgage
19627 LaGrange Rd, Mokena, IL 60448
7083025644
Mike Johnson at CrossCountry Mortgage, LLC
9981 190th St Suite H-1, Mokena, IL 60448
8158463602
Jimmy White, Mortgage Advisor
18700 Wolf Rd, Mokena, IL 60448
8152421912
Tony Rovella, Loan Officer
19627 LaGrange Rd, Mokena, IL 60448
7082034379
Novus Home Mortgage
19627 LaGrange Rd, Mokena, IL 60448
7084783094
Tony Perri Jr. - Mortgage Lender
19627 LaGrange Rd, Mokena, IL 60448
6302849729
MBLO Funding, Inc
11104 Front St #2d, Mokena, IL 60448
7084788400
Anthony Perri Sr. - Mortgage & Real Estate Specialist
19627 LaGrange Rd, Mokena, IL 60448
7089322793

A reverse mortgage specialist in Mokena, Illinois helps homeowners aged 62 and older convert home equity into tax-free funds without monthly mortgage payments. Illinois law requires borrowers to complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage. Mokena residents can use these funds for home repairs, medical expenses, or supplementing retirement income while staying in their homes.

What Does a Reverse Mortgage Specialist in Mokena Cost?

Typical costs for a reverse mortgage in Illinois include an origination fee of up to 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount over 200,000 dollars, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal, title search, and recording costs. Total closing costs often range from 2,000 to 8,000 dollars depending on the property value and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Mokena Illinois?
A reverse mortgage specialist is a licensed professional who guides homeowners through the HECM process, including eligibility, loan terms, and closing. In Illinois, the specialist must follow state regulations and ensure borrowers receive required counseling from a HUD-approved agency.
What are the eligibility requirements for a reverse mortgage in Illinois?
Borrowers must be at least 62 years old, own their home outright or have a low mortgage balance, and live in the property as their primary residence. Illinois law also mandates a financial assessment and a counseling session to ensure the borrower understands the loan terms and obligations.
How does Illinois law affect reverse mortgage counseling?
Illinois requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor before the loan application is accepted. This session covers costs, repayment terms, and alternatives. The counselor must be independent from the lender to avoid conflicts of interest.