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Find Reverse Mortgage Specialists in Peru, IL

Looking for a reverse mortgage specialist in Peru? Review the directory below to compare your options.

13 agents listed
Updated June 2026
Peru, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 13 reverse mortgage specialists in Peru, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
5301 IL-251 Ste C, Peru, IL 61354
(815) 223-2240 loansbyworld.com
Community Lenders
1011 Shooting Park Rd Suite 102, Peru, IL 61354
(815) 223-1800 communitylendersperu.com
Midland States Bank
2825 Plaza Dr, Peru, IL 61354
(815) 220-7130 locations.midlandsb.com
Financial Plus Credit Union
2813 Plaza Dr, Peru, IL 61354
(815) 223-6602 financialplus.org
Eureka Savings Bank
2959 Peoria St, Peru, IL 61354
(815) 223-9400 eurekasavings.com
OneMain Financial
3935 Frontage Rd, Peru, IL 61354
(815) 224-2631 onemainfinancial.com
Peru Federal Savings Bank
1730 4th St, Peru, IL 61354
(815) 223-4300 perufederalsavings.com
Edward Jones - Financial Advisor: Kathy L Pullam, ChFC®|AAMS®
3030 4th St Suite A, Peru, IL 61354
(815) 780-1307 edwardjones.com
Raymond James Financial Services
1800 4th St #2, Peru, IL 61354
(815) 223-1891 raymondjames.com
Edward Jones - Financial Advisor: Jeff Puetz
3030 4th St Suite A, Peru, IL 61354
(815) 220-1395 edwardjones.com
Larry J Criss - Financial Advisor, Ameriprise Financial Services, LLC
1729 4th St, Peru, IL 61354
(815) 223-3464 ameripriseadvisors.com
Edward Jones - Financial Advisor: Brian D Sellett
1105 Peoria St, Peru, IL 61354
(815) 665-4442 edwardjones.com
Benjamin F. Edwards
1701 4th St #101, Peru, IL 61354
(815) 220-0588 benjaminfedwards.com

A reverse mortgage specialist in Peru, Illinois helps homeowners aged 62 and older access home equity without monthly payments. Illinois law requires borrowers to complete a HUD-approved counseling session before applying. Specialists guide clients through the Home Equity Conversion Mortgage (HECM) process and explain how local property taxes and insurance obligations work.

What Does a Reverse Mortgage Specialist in Peru Cost?

Typical costs for a reverse mortgage specialist in Illinois include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These costs often total between 3000 and 8000 dollars depending on the loan amount and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Peru Illinois?
Borrowers must be at least 62 years old. If married, a non-borrowing spouse under 62 may have protections under Illinois law but must meet specific HUD requirements.
Do I need counseling to get a reverse mortgage in Illinois?
Yes, Illinois law requires a counseling session with a HUD-approved counselor before you can apply. This session covers loan terms, costs, and alternatives to ensure you understand the commitment.
What property types qualify for a reverse mortgage in Peru?
Single-family homes, HUD-approved condominiums, and manufactured homes that meet FHA standards qualify. The property must be your primary residence in LaSalle County.

Reverse Mortgage Specialists in Other Illinois Cities

Algonquin · Alton · Antioch · Arlington Heights · Aurora · Barrington · Batavia · Belleville · Berwyn · Bloomingdale · Bloomington · Bolingbrook · Bourbonnais · Bradley · Brookfield

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Illinois.

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