Skip to main content

Find Reverse Mortgage Specialists Near You in Urbana, IL

Compare reverse mortgage specialists in Urbana. Review contact information and insurance categorys before you decide.

4 agents listed
Updated June 2026
Urbana, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 4 reverse mortgage specialists in Urbana, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Busey Wealth Management
201 W Main St, Urbana, IL 61801
(217) 365-4800 busey.com
Hard Money Lenders Urbana IL
1606 Willow View Rd, Urbana, IL 61802
(217) 651-6255
Chase Mortgage
405 N Broadway Ave, Urbana, IL 61801
(217) 351-3271 chase.com
PNC Mortgage
507 S Broadway Ave, Urbana, IL 61801
(217) 255-6950 pnc.com

What Does a Reverse Mortgage Specialist in Urbana Cost?

Typical costs for a reverse mortgage specialist in Illinois include an origination fee up to 2 percent of the home value capped at 6000 dollars. Third-party fees such as appraisal title and recording costs range from 1000 to 3000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Costs vary by case. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Urbana Illinois?
Borrowers must be at least 62 years old. All co-borrowers listed on the title must meet this age requirement under federal HECM guidelines.
Do I need counseling before getting a reverse mortgage in Illinois?
Yes. Illinois law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session explains loan terms costs and alternatives.

Reverse Mortgage Specialists in Other Illinois Cities