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Find Reverse Mortgage Specialists in Bloomington, IN
Compare reverse mortgage specialists in Bloomington. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Bloomington, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 20 reverse mortgage specialists in Bloomington, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Bloomington
1551 S Piazza Dr, Bloomington, IN 47401
8126503800
John La Bella - Guild Mortgage
205 N College Ave #315, Bloomington, IN 47404
8123349700
Jason Sumner
3939 S Walnut St, Bloomington, IN 47401
8123252888
Heather Bozarth, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123616667
North Point Home Loans LLC
6640 N Utt Dr, Bloomington, IN 47408
8127275212
Sally Burks Elmore, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123278547
Ryan Langley, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8122191219
Indiana Mortgage Company Inc.
3900 S Walnut St Suite C, Bloomington, IN 47401
8123233008
Scott Kieffner, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123202605
Karan Rastall, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8126067653
Vince Weddle, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123226147
Mortgage Masters Bloomington
3939 S Walnut St #3, Bloomington, IN 47401
8123222845
Scott Muckerheide, NMLS: 546486, PrimeLending
509 E Hillside Dr STE 103, Bloomington, IN 47401
8123698200
Mandi Eaton, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123204007
Nick Lightfoot, Ruoff Mortgage
1551 S Piazza Dr, Bloomington, IN 47401
8123454504
Thrive Mortgage
1909 S Walnut St, Bloomington, IN 47401
8123342000
Renee M Hamilton - Chase Home Lending Advisor - NMLS ID 345101
2642 E 3rd St, Bloomington, IN 47401
8123314432
Alisha Kaye Schott - CMG Home Loans
3939 S Walnut St, Bloomington, IN 47401
8128217725
Fifth Third Mortgage - Matthew Nikirk
3415 W 3rd St, Bloomington, IN 47404
8123233606
Kathy Bowman - CMG Home Loans
3939 S Walnut St #3, Bloomington, IN 47401
8123222157
A reverse mortgage specialist in Bloomington Indiana helps homeowners aged 62 and older convert home equity into tax free funds. Indiana law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage (HECM). Specialists guide clients through the process and explain how the loan affects estate planning and Medicaid eligibility in Indiana.
What Does a Reverse Mortgage Specialist in Bloomington Cost?
Typical costs for a reverse mortgage in Indiana include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal and title work. Total closing costs often range from 4,000 to 8,000 dollars depending on the loan amount and property value. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Bloomington Indiana?
Borrowers must be at least 62 years old. If the home is owned jointly with a spouse who is under 62, that spouse may have limited protections under HUD rules. Indiana follows federal HECM guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Indiana?
Yes, HUD requires all borrowers to complete a counseling session with a HUD approved agency. This session covers loan terms, costs, and alternatives. Indiana does not have additional state counseling requirements beyond the federal mandate.
Can I lose my home with a reverse mortgage in Bloomington?
You can lose your home if you fail to pay property taxes or homeowners insurance, or if you do not maintain the property. Indiana law allows lenders to foreclose if these obligations are not met. The loan becomes due when the last borrower moves out or passes away.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.