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Looking for a reverse mortgage specialist in Dyer? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Dyer, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 6 reverse mortgage specialists in Dyer, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
David Polarek at Rate (NMLS #195167)
2103 Northwinds Dr, Dyer, IN 46311
2192273570
Rate
2103 Northwinds Dr, Dyer, IN 46311
2198647030
Fairway Independent Mortgage Corporation
425 Joliet St #100, Dyer, IN 46311
2198653070
Tracy Padgett at Rate (NMLS #622569)
2103 Northwinds Dr, Dyer, IN 46311
6308691042
Wintrust Mortgage
1101 Joliet St, Dyer, IN 46311
2193225964
Chase Home Lending
799 Joliet St, Dyer, IN 46311
6237920384
A reverse mortgage specialist in Dyer, Indiana helps homeowners aged 62 and older access home equity without monthly payments. Indiana law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in Dyer guide clients through the FHA-insured HECM program and explain how property taxes and insurance must remain current.
What Does a Reverse Mortgage Specialist in Dyer Cost?
Typical costs for a reverse mortgage in Indiana include an origination fee of up to 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above that. Closing costs such as appraisal, title search, and recording fees usually range from 2,000 to 5,000 dollars. An upfront mortgage insurance premium of 2 percent of the appraised value is also required. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Dyer Indiana?
All borrowers must be at least 62 years old. If a spouse is under 62, they may still be protected under certain HECM rules if the loan was originated after August 4 2014. Indiana follows federal HUD guidelines for age eligibility.
Do I need counseling before getting a reverse mortgage in Indiana?
Yes, Indiana law requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
What happens to my reverse mortgage if I move out of Dyer or sell my home?
If you sell your home or permanently move out, the reverse mortgage becomes due and payable. Indiana law gives you a 12-month deferral period to repay the loan or sell the property. You keep any remaining equity after the loan is paid off.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.