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Compare reverse mortgage specialists in Elkhart. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Elkhart, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 14 reverse mortgage specialists in Elkhart, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Elkhart
901 Parkway Ave #5, Elkhart, IN 46516
5742967740
Samantha Conrad, Ruoff Mortgage
901 Parkway Ave #5, Elkhart, IN 46516
5749033242
Kym Baker, Ruoff Mortgage
901 Parkway Ave #5, Elkhart, IN 46516
5745246185
Supreme Lending
56199 Parkway Ave #3, Elkhart, IN 46516
5743431065
Hallmark Home Mortgage
4000 E Bristol St Suite 6, Elkhart, IN 46514
5742064722
MH Acceptance
118 S 2nd St, Elkhart, IN 46516
8556464642
Edwin Carrillo at CrossCountry Mortgage
223 S Main St suite 12, Elkhart, IN 46516
5743123514
ELK44, LLC Hard Money Lenders Elkhart IN
56546 County Rd 17, Elkhart, IN 46516
5743300522
Chase Home Lending
3530 Cassopolis St, Elkhart, IN 46514
7086704317
National City Mortgage
129 5 2nd St, Elkhart, IN 46516
5742943333
Chase Mortgage
1825 E Bristol St, Elkhart, IN 46514
5745242810
Chase Mortgage
1500 S Nappanee St, Elkhart, IN 46516
5745243870
Chase Home Lending
211 Concord Mall Dr, Elkhart, IN 46517
5089584275
PNC Mortgage
145 County Rd 6 W, Elkhart, IN 46514
5742628413
A reverse mortgage specialist in Elkhart Indiana helps homeowners aged 62 and older convert home equity into loan proceeds without monthly payments. Indiana law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Elkhart residents often use these funds for home repairs medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Elkhart Cost?
Typical costs for a reverse mortgage specialist in Indiana include an origination fee of up to 2 percent of the home value with a maximum of 6000 dollars. Third-party fees for appraisal title insurance and recording range from 1500 to 3500 dollars. HUD counseling fees are around 125 to 250 dollars. Total closing costs often range from 3000 to 8000 dollars depending on home value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and equity requirements for a reverse mortgage in Elkhart Indiana?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The home must be the primary residence and meet Federal Housing Administration property standards. Indiana does not have additional state-specific age requirements beyond federal rules.
Is counseling required before getting a reverse mortgage in Indiana?
Yes Indiana law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. The session covers loan terms costs and alternatives. This requirement applies to all Home Equity Conversion Mortgages in Elkhart and throughout the state.
Can a reverse mortgage affect my eligibility for Indiana Medicaid or property tax benefits?
Yes a reverse mortgage can impact eligibility for Indiana Medicaid if loan proceeds are not spent in the same month. The funds may count as assets. Indiana property tax deferral programs may also be affected. Consult a financial advisor or elder law attorney for personalized guidance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.