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Find Reverse Mortgage Specialists Near You in Muncie, IN
Looking for a reverse mortgage specialist in Muncie? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Muncie, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 14 reverse mortgage specialists in Muncie, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1403 W McGalliard Rd #1, Muncie, IN 47304
7658816138
Ruoff Mortgage - Muncie
3607 Wheeling Ave, Muncie, IN 47304
7655872280
Ryan Vannatter, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7657489790
Preferred Capital
4904 Wheeling Ave, Muncie, IN 47304
7658969863
KTL Performance Mortgage Muncie
4710 E Jackson St Suite 2, Muncie, IN 47303
7652734711
Justin Phillips, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7658082111
Kayla Kreigh, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
4193101220
Clayton Wright, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7655172723
OneMain Financial
330 E McGalliard Rd, Muncie, IN 47303
7652847781
Andy Thorpe, Ruoff Mortgage
3607 Wheeling Ave, Muncie, IN 47304
7657440490
Union Home Mortgage
1812 W McGalliard Rd, Muncie, IN 47304
7652820507
Thrive Mortgage - Muncie IN
1812 W McGalliard Rd, Muncie, IN 47304
7652820507
Chase Home Lending
912 S Tillotson Ave, Muncie, IN 47304
7032177900
Chase Home Lending
1635 W McGalliard Rd, Muncie, IN 47304
9492936202
A reverse mortgage specialist in Muncie Indiana helps homeowners aged 62 and older convert part of their home equity into loan proceeds. Indiana law requires borrowers to receive counseling from a HUD-approved agency before obtaining a Home Equity Conversion Mortgage. Specialists in Muncie can guide you through this process and explain how local property values affect your loan amount.
What Does a Reverse Mortgage Specialist in Muncie Cost?
Typical costs for a reverse mortgage specialist in Indiana include an origination fee of up to 2 percent of the homes value capped at 6000 dollars. Closing costs such as appraisal title insurance and recording fees usually range from 2000 to 5000 dollars. The mandatory HUD counseling session costs about 125 dollars. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Muncie do?
They explain how reverse mortgages work help you compare lenders and coordinate required counseling. In Indiana you must complete a counseling session with a HUD-approved counselor before you can apply for the loan.
What are the age and equity requirements for a reverse mortgage in Indiana?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. In Muncie local property tax rates will affect how much equity you can access.
How does Indiana law affect reverse mortgage payouts?
Indiana does not have a state-specific reverse mortgage program so federal HECM rules apply. Payout options include lump sum monthly payments or a line of credit. You must continue to pay property taxes and homeowners insurance to keep the loan in good standing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.