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Find Reverse Mortgage Specialists Near You in Portage, IN

Looking for a reverse mortgage specialist in Portage? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Portage, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 7 reverse mortgage specialists in Portage, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amanda McKenzie - First Community Mortgage - NMLS ID 372937
3190 Willowcreek Rd Suite C, Portage, IN 46368
(219) 841-1316 firstcommunitymortgage.com
Diamond Residential Mortgage Corporation
3193 Willowcreek Rd, Portage, IN 46368
(219) 762-8616 diamondresidential.com
Corey Perez Diamond Residential Mortgage
3193 Willowcreek Rd, Portage, IN 46368
(219) 762-8616 diamondresidential.com
DHI Mortgage
3200 Willowcreek Rd # A, Portage, IN 46368
(219) 306-4440 dhimortgage.com
1st Source Mortgage
6043 Central Ave, Portage, IN 46368
(219) 476-2683 1stsource.com
Tim Beal - Diamond Residential Mortgage Corporation
3193 Willowcreek Rd, Portage, IN 46368
(219) 762-8616 diamondresidential.com
Chase Home Lending
3275 Willowcreek Rd, Portage, IN 46368
(219) 218-1529 homelendingadvisor.chase.com

A reverse mortgage specialist in Portage Indiana helps homeowners aged 62 and older convert home equity into tax free funds. In Indiana all reverse mortgage borrowers must complete a counseling session with a HUD approved agency before applying. Specialists in Portage guide clients through the federally insured Home Equity Conversion Mortgage program which is the only reverse mortgage insured by the FHA.

What Does a Reverse Mortgage Specialist in Portage Cost?

Typical costs for a reverse mortgage in Indiana include an origination fee of up to 6000 dollars a mortgage insurance premium of 2 percent of the home value and third party fees for appraisal title search and recording. Total closing costs often range from 8000 to 15000 dollars. These costs can be financed into the loan so you pay them over time. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Portage Indiana?
Borrowers must be at least 62 years old. If there are two borrowers both must meet the age requirement. The home must be the primary residence of all borrowers.
What property types qualify for a reverse mortgage in Indiana?
Qualifying properties include single family homes two to four unit properties and FHA approved condominiums. Manufactured homes built after June 15 1976 may also qualify if they meet HUD standards. The property must be located in Indiana.
Are reverse mortgage proceeds taxable in Indiana?
Reverse mortgage proceeds are not considered income by the IRS or the state of Indiana. They are loan advances and are tax free. However interest on the loan is not deductible until the loan is paid off.

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