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Compare reverse mortgage specialists in Richmond. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Richmond, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 10 reverse mortgage specialists in Richmond, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KTL Performance Mortgage Richmond
3363 E Main St, Richmond, IN 47374
7652734711
PrimeLending, A PlainsCapital Company - Richmond
913 E Main St Suite A, Office 1, Richmond, IN 47374
7654397002
Alex Pressly - USA Mortgage
900 N E St, Richmond, IN 47374
9374671215
Hometown Mortgage Team
10 SW 5th St, Richmond, IN 47374
7048385976
Tracey Jellison, NMLS: 707631, PrimeLending
913 E Main St Suite A, Office 1, Richmond, IN 47374
7659141790
US Bank Mortgage
531 E Main St, Richmond, IN 47374
8008722657
Chase Home Lending
4400 E Main St, Richmond, IN 47374
4046670941
Richmond Mortgage Refinance
3531 SW P St, Richmond, IN 47374
7659773245
US Bank Mortgage
2916 E Main St, Richmond, IN 47374
8008722657
US Bank Mortgage
905 Locust Dr, Richmond, IN 47374
8008722657
A reverse mortgage specialist in Richmond, Indiana can help homeowners aged 62 and older convert home equity into cash. Indiana law requires borrowers to complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage. Richmond residents often use these loans to supplement retirement income or pay for home repairs.
What Does a Reverse Mortgage Specialist in Richmond Cost?
Typical costs for a reverse mortgage specialist in Indiana include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. For a home valued at 200,000 dollars, total closing costs often range from 8,000 to 12,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Richmond have?
A qualified specialist should hold a valid Indiana mortgage loan originator license. They must also be certified by HUD to originate FHA-insured reverse mortgages. Look for someone with experience in the Richmond market.
Are there Indiana-specific rules for reverse mortgages?
Yes, Indiana requires mandatory third-party counseling from a HUD-approved agency. The state also limits certain fees and requires clear disclosure of loan terms. Borrowers must keep current on property taxes and homeowner insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.