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Reverse Mortgage Specialists in Terre Haute, IN

Looking for a reverse mortgage specialist in Terre Haute? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Terre Haute, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Indiana before hiring.
Showing 18 reverse mortgage specialists in Terre Haute, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan
2700 Wabash Ave, Terre Haute, IN 47803
(812) 645-9370 eagle.com
Ruoff Mortgage - Terre Haute
925 Wabash Ave #100, Terre Haute, IN 47807
(812) 814-9836 ruoff.com
Dan Dayhuff, Ruoff Mortgage
925 Wabash Ave #100, Terre Haute, IN 47807
(812) 249-7922 ruoff.com
Tyler Wampler, Ruoff Mortgage
925 Wabash Ave #100, Terre Haute, IN 47807
(812) 236-1583 ruoff.com
Pam Townsend, Ruoff Mortgage
925 Wabash Ave #100, Terre Haute, IN 47807
(812) 240-1596 ruoff.com
Beth Harris - Midwest Mortgage Specialists - NMLS# 461043
1111 Wabash Ave, Terre Haute, IN 47807
(812) 241-2126 borrowwithbeth.com
Becky Vitaniemi: Midwest Mortgage Specialists, Mortgage Consultant, NMLS ID# 438580
1111 Wabash Ave, Terre Haute, IN 47807
(812) 208-5880 beginwithbeckyv.com
Chelsea Lentes, Ruoff Mortgage
925 Wabash Ave #100, Terre Haute, IN 47807
(812) 917-1986 ruoff.com
Doug Bedwell, Ruoff Mortgage
925 Wabash Ave #100, Terre Haute, IN 47807
(812) 249-1596 ruoff.com
PrimeLending, A PlainsCapital Company - Terre Haute
400 Wabash Ave #115, Terre Haute, IN 47807
(812) 514-8189 lo.primelending.com
The Mortgage Exchange - Daniel
1096 Ohio St, Terre Haute, IN 47807
(812) 249-9990 danieltme.com
Love Financial Services Inc
2940 S 7th St, Terre Haute, IN 47802
(812) 238-9210 lovefinancial.org
The Volkers Group
2335 E Margaret Dr, Terre Haute, IN 47802
(812) 232-5822 volkersgroup.com
Life Mortgage Group
2920 S 7th St, Terre Haute, IN 47802
(812) 235-0393
Hard Money Lenders Terre Haute IN
1318 Ohio St, Terre Haute, IN 47807
(930) 201-8957
The Mortgage Exchange - Terre Haute
1084 Ohio St, Terre Haute, IN 47807
(765) 505-1751 themortgageexchange.com
First Financial Mortgage Lending
1 1st Financial Plz, Terre Haute, IN 47807
(812) 238-6311 first-online.com
Commercial Lending
1 1st Financial Plz, Terre Haute, IN 47807
(812) 238-6255

A reverse mortgage specialist in Terre Haute Indiana helps older homeowners access home equity without monthly payments. Indiana law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage or HECM. This service is especially useful for retirees in Vigo County who want to supplement income or cover home repairs.

What Does a Reverse Mortgage Specialist in Terre Haute Cost?

Typical costs for a reverse mortgage specialist in Indiana include an origination fee of up to 6000 or 2 percent of the home value whichever is less. Third-party fees such as appraisal title insurance and recording fees usually range from 1000 to 3000. Indiana also charges a mortgage recording tax of about 0.50 per 100 of the loan amount. These costs are often financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Terre Haute Indiana?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet HUD property standards. Indiana also requires a financial assessment to ensure you can pay taxes and insurance.
How much can I borrow with a reverse mortgage in Terre Haute?
The amount depends on your age the appraised home value and current interest rates. In Terre Haute where median home values are around 130000 you might qualify for 40 to 60 percent of the home value. Older borrowers typically get higher loan amounts.
Are reverse mortgage proceeds taxable in Indiana?
No reverse mortgage proceeds are not considered income for federal or Indiana state tax purposes. They are loan advances and are tax-free. However interest on the loan is not deductible until you pay it back.

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