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Find Reverse Mortgage Specialists Near You in Zionsville, IN
Compare reverse mortgage specialists in Zionsville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Zionsville, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 2 reverse mortgage specialists in Zionsville, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Integrity Mortgage Group - Zionsville
410 W Oak St Suite 8B, Zionsville, IN 46077
3175133306
Johnny Lane with Cross Country Mortgage
102 S Main St Second Floor, Zionsville, IN 46077
3174312104
A reverse mortgage specialist in Zionsville Indiana helps homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage. Indiana law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Zionsville residents often use these funds to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Zionsville Cost?
Typical costs for a reverse mortgage in Indiana include an origination fee of up to 6000 dollars, a mortgage insurance premium of 2 percent of the home value, and third-party fees such as appraisal and title search which range from 500 to 1500 dollars. Closing costs generally total between 3000 and 8000 dollars depending on the property value and loan type. These costs are often financed into the loan rather than paid upfront. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Zionsville Indiana?
Borrowers must be at least 62 years old. If there are multiple borrowers on the title, the youngest borrower must meet this age requirement. Indiana follows federal HUD guidelines for age eligibility.
Do I need to own my home free and clear to get a reverse mortgage in Zionsville?
No you do not need to own your home free and clear. You can use a reverse mortgage to pay off an existing mortgage. The remaining equity after paying off the current loan can be accessed as cash or a line of credit.
What counseling is required for a reverse mortgage in Indiana?
Indiana requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives. The counselor must be independent from the lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.