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Find Reverse Mortgage Specialists Near You in Des Moines, IA
Compare reverse mortgage specialists in Des Moines. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 8 reverse mortgage specialists in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Dane Eischeid
604 Locust St Ste 201, Des Moines, IA 50309
5154447471
Chris Weihe Vazquez - Mortgage Loan Officer
2005 Ingersoll Ave, Des Moines, IA 50309
5152146888
Halo Capital
3839 Merle Hay Rd Suite 274, Des Moines, IA 50310
5159746908
New American Funding - Isaac Young
604 Locust St Ste 201, Des Moines, IA 50309
5152388844
ProLending Home Finance
2524 Post St, Des Moines, IA 50310
5152253100
New American Funding - Des Moines, IA
604 Locust St Ste 201, Des Moines, IA 50309
5152093473
Chad Pietzsch at Home Services Lending - Des Moines
3521 Beaver Ave, Des Moines, IA 50310
5155565626
Mutual of Omaha Reverse Mortgage Marvis Baehr
6000 Grand Ave Suite M, Des Moines, IA 50312
5152299675
A reverse mortgage specialist in Des Moines Iowa helps homeowners aged 62 and older access home equity without monthly payments. Iowa law requires borrowers to complete counseling with a HUD-approved agency before obtaining a Home Equity Conversion Mortgage. Local specialists guide clients through Iowa property tax deferral programs and ensure compliance with state lending regulations.
What Does a Reverse Mortgage Specialist in Des Moines Cost?
Typical costs for a reverse mortgage specialist in Iowa include origination fees of up to 2 percent of the loan amount and a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually. Third party costs such as appraisal title and recording fees range from 500 to 1500 dollars. Counseling fees are capped at 125 dollars for individual sessions. All costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist do in Des Moines Iowa?
A reverse mortgage specialist explains loan options helps with application and coordinates required HUD counseling. They also advise on Iowa specific rules such as the homestead tax credit and property tax deferral for seniors.
Do I need to live in Des Moines to use a local reverse mortgage specialist?
You do not need to live in Des Moines but the specialist must be licensed in Iowa. Many specialists serve clients across Polk County and surrounding areas. Iowa law does not require you to meet in person but counseling must be done with an approved agency.
Are there Iowa specific rules for reverse mortgages?
Yes Iowa requires a 3 day right of rescission after closing. Borrowers must also receive a disclosure about the Iowa property tax deferral program. The state does not impose additional fees beyond federal HECM requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.