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Compare Reverse Mortgage Specialists in Hiawatha, IA
Compare reverse mortgage specialists in Hiawatha. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Hiawatha, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 7 reverse mortgage specialists in Hiawatha, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hall Lending Group, Mortgage Broker
1110 Dina Ct A, Hiawatha, IA 52233
3198993820
Waterstone Mortgage - Hiawatha, IA
2203 Blairsferry Crossing, Hiawatha, IA 52233
3193823854
Michele Traver - Thrivent
1625 E Boyson Road Suite 100, Hiawatha, IA 52233
3192045616
Mike Olinger - Thrivent
1625 E Boyson Road Suite 100, Hiawatha, IA 52233
3193830164
Universal Lending Corporation
1450 Boyson Road Ste B3, Hiawatha, IA 52233
3193930100
Mark Beckman - Thrivent
1625 E Boyson Road Suite 100, Hiawatha, IA 52233
3192045616
Edward Jones - Financial Advisor: Mark Robinson
1713 E Boyson Road, Hiawatha, IA 52233
3192614777
Reverse mortgage specialists in Hiawatha, Iowa help homeowners aged 62 and older convert home equity into loan proceeds. Iowa law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. Specialists can explain how this loan type interacts with Iowa property tax deferral programs and local housing market conditions.
What Does a Reverse Mortgage Specialist in Hiawatha Cost?
Typical costs for a reverse mortgage specialist in Iowa include an origination fee of up to 2 percent of the home value (capped at $6,000 for FHA loans), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search ranging from $500 to $1,500. Closing costs generally total between $2,000 and $8,000 depending on the loan amount and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hiawatha Iowa?
Borrowers must be at least 62 years old. All co-borrowers listed on the title must meet this age requirement under federal guidelines.
Do I need counseling before getting a reverse mortgage in Iowa?
Yes. Iowa law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session must happen before you can submit a loan application.
Can a reverse mortgage affect my Iowa homestead tax credit?
A reverse mortgage does not directly cancel your Iowa homestead tax credit. However you must continue to pay property taxes and insurance. Failure to pay could lead to foreclosure.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.