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Find Reverse Mortgage Specialists in Sioux City, IA
Looking for a reverse mortgage specialist in Sioux City? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Sioux City, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 12 reverse mortgage specialists in Sioux City, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Strub | Mortgage Advisor | NMLS# 709703
103 Virginia St STE 200, Sioux City, IA 51101
7123182150
Megan Van Wettering-U.S. Bank Mortgage
4608 Morningside Ave, Sioux City, IA 51106
7122580240
Security National Financial
601 Pierce St, Sioux City, IA 51101
7122776769
CharterWest Bank Mortgage Center-Sioux City, IA
103 Virginia St STE 200, Sioux City, IA 51101
7123182150
Mortgage Solutions Of Siouxland, Inc.
1515 Whitcher Ave, Sioux City, IA 51109
7125225658
Central Bank Mortgage Lending Office
1114 4th St, Sioux City, IA 51101
7122262265
US Bank Mortgage
2900 Hamilton Blvd, Sioux City, IA 51104
7122553240
Melissa Moody - Mortgage Lender - Northwest Bank
5801 Sunnybrook Dr, Sioux City, IA 51106
7122244000
Central Bank Mortgage Lending Office
302 Jones St STE 100, Sioux City, IA 51101
7122265363
Teresa DeWolf - Heritage Bank Mortgage Lender
4530 Singing Hills Blvd, Sioux City, IA 51106
7122718004
Rate
600 4th St Suite 202 Office #4, Sioux City, IA 51101
6056799679
Mortgage Loans - Sioux City
247 Nebraska St, Sioux City, IA 51101
8443841712
A reverse mortgage specialist in Sioux City Iowa can help homeowners aged 62 and older convert home equity into tax free funds. In Iowa reverse mortgages are regulated by the Iowa Division of Banking and must follow federal HUD guidelines. Sioux City residents should work with a specialist who understands local property values and Iowa homestead laws.
What Does a Reverse Mortgage Specialist in Sioux City Cost?
Typical costs for a reverse mortgage in Iowa include an origination fee up to 2500 or 2 percent of the home value whichever is less. Upfront mortgage insurance premium is 2 percent of the appraised value. Third party costs such as appraisal title and recording fees range from 1000 to 2500. Total closing costs often fall between 5000 and 12000 depending on home value and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Sioux City Iowa?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage HECM in Iowa. All borrowers listed on the title must meet this age requirement. The property must be your primary residence.
What types of homes qualify for a reverse mortgage in Sioux City?
Eligible properties include single family homes HUD approved condominiums and manufactured homes that meet FHA standards. The home must be in good condition and pass a FHA appraisal. Two to four unit properties may also qualify if you occupy one unit.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.