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Find Reverse Mortgage Specialists in Urbandale, IA
Browse reverse mortgage specialists serving Urbandale, Iowa. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Urbandale, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 18 reverse mortgage specialists in Urbandale, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Tyler Osby Team at Fairway Independent Mortgage
2400 86th St Apt 29, Urbandale, IA 50322
5152576729
Midwest Family Lending
2753 99th St, Urbandale, IA 50322
5152527107
Louie Wickett - Mortgage Lender
2370 Northwest 128th Street, Urbandale, IA 50323
5152389949
Jared Nicolaisen - Mortgage Lender
2370 Northwest 128th Street, Urbandale, IA 50323
6413302932
Brady Haye Mortgage Team - Key Mortgage Group
2370 Northwest 128th Street, Urbandale, IA 50323
7128300025
Dustin Arntt-Frontier Mortgage
8525 Douglas Ave Apt 37, Urbandale, IA 50322
5154193311
Team Chedester ~ Custom Home Mortgages Solutions
2753 99th St, Urbandale, IA 50322
5152296564
Kurt Moore, Cross Country Mortgage
7177 Hickman Rd STE 9 I, Urbandale, IA 50322
5153260079
Gershman Mortgage - West Des Moines
2646 100th St, Urbandale, IA 50322
5159645952
Mortgage Producers
2755 106th St, Urbandale, IA 50322
5152513806
The David Bell Mortgage Team
2400 86th St Apt 20, Urbandale, IA 50322
5152597091
Dan Buchholz at Home Services Lending - Urbandale
2900 100th St # 109, Urbandale, IA 50322
5154947166
Jessie Carson
2967 100th St #4, Urbandale, IA 50322
5152201868
Smith/Brandt Mortgage Team - Midwest Family Lending Corp
2753 99th St, Urbandale, IA 50322
5153603104
Earl Shedd - Shedd Mortgage Group
2753 99th St, Urbandale, IA 50322
3135767986
Team Fuller ~ Midwest Family Lending Corp
2753 99th St, Urbandale, IA 50322
5153217322
Independent Mortgage LC
10430 New York Ave # B, Urbandale, IA 50322
5159888100
Des Moines Home Mortgage
16304 Tanglewood Dr, Urbandale, IA 50323
5158228913
A reverse mortgage specialist in Urbandale Iowa helps homeowners aged 62 and older convert part of their home equity into cash without selling the property. In Iowa, borrowers must complete a counseling session with a HUD-approved counselor before applying. Local specialists understand Urbandale property values and can explain how a reverse mortgage affects Iowa homestead tax credits.
What Does a Reverse Mortgage Specialist in Urbandale Cost?
Typical costs for a reverse mortgage specialist in Iowa include an origination fee of up to 2 percent of the home value (capped at 6000 dollars), a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 3000 to 8000 dollars. Costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Urbandale Iowa?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence in Urbandale. You also need to complete a mandatory counseling session with a HUD-approved counselor.
How does a reverse mortgage affect my Iowa homestead tax credit?
A reverse mortgage does not change your eligibility for the Iowa homestead tax credit as long as you continue to live in the home. You must still file the appropriate forms with Polk County to claim the credit each year.
Can I lose my home with a reverse mortgage in Urbandale?
You can lose your home if you fail to pay property taxes or homeowners insurance, or if you stop living in the home as your primary residence. Iowa law requires lenders to provide clear disclosures about these obligations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.