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Find Reverse Mortgage Specialists Near You in Olathe, KS

Directory of reverse mortgage specialists in Olathe, Kansas. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Olathe, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 2 reverse mortgage specialists in Olathe, KS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Tyler Baker
14109 S Mur-Len Rd, Olathe, KS 66062
7853834820
Ricky Freeman - Mortgage Broker NMLS 1522149
15144 W 154th Terrace, Olathe, KS 66062
9136696442

A reverse mortgage specialist in Olathe Kansas can help homeowners aged 62 and older access home equity without monthly payments. Kansas law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process and explain how the loan affects heirs and property taxes in Johnson County.

What Does a Reverse Mortgage Specialist in Olathe Cost?

Typical costs for a reverse mortgage in Kansas include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees like appraisal and title search. Total closing costs often range from 3000 to 8000 dollars depending on the home value. Kansas does not have a state-specific fee cap so costs follow federal HUD guidelines. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Olathe Kansas?
Borrowers must be at least 62 years old. The youngest borrower on the title must meet this age requirement. Kansas law does not add any extra age limits beyond federal HUD rules.
Do I need counseling before getting a reverse mortgage in Kansas?
Yes Kansas law requires HUD-approved counseling for all reverse mortgage applicants. Counseling covers loan terms costs and alternatives. You can find a counselor through the Kansas Housing Resources Corporation or HUD website.
How does a reverse mortgage affect my property taxes in Olathe?
You must continue to pay property taxes and homeowners insurance. Johnson County may offer property tax deferral programs for seniors. A reverse mortgage specialist can explain how to manage these payments to avoid default.