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Find Reverse Mortgage Specialists in Prairie Village, KS
Looking for a reverse mortgage specialist in Prairie Village? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Prairie Village, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 3 reverse mortgage specialists in Prairie Village, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fountain Mortgage
7501 Mission Rd Ste 200, Prairie Village, KS 66208
9137457000
Loans In KC
4200 Somerset Dr Ste 131, Prairie Village, KS 66208
8165209355
Jessica Thompson at Prosperity Home Mortgage - Praire Village
7455 Mission Rd, Prairie Village, KS 66208
9134490808
A reverse mortgage specialist in Prairie Village, Kansas helps homeowners aged 62 and older access home equity without monthly payments. Kansas law requires borrowers to complete a HUD-approved counseling session before applying for a Home Equity Conversion Mortgage (HECM). Prairie Village residents can use these funds for home improvements, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Prairie Village Cost?
Typical costs for a reverse mortgage specialist in Kansas include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These fees total between 3000 and 8000 dollars for a 200000 dollar home, depending on the loan type and lender. Kansas does not have a state-specific surcharge for reverse mortgages. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Prairie Village Kansas?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be a primary residence, such as a single-family home, FHA-approved condo, or manufactured home. Kansas law also requires a financial assessment to ensure you can pay property taxes and insurance.
Do I need to attend counseling before getting a reverse mortgage in Kansas?
Yes, Kansas law mandates that all reverse mortgage applicants complete a counseling session with a HUD-approved counselor. This session explains loan terms, costs, and alternatives. The counselor must be independent from the lender and cannot recommend a specific loan product.
Are reverse mortgage proceeds taxable in Kansas?
No, reverse mortgage proceeds are not considered income by the IRS or the state of Kansas. They are treated as a loan advance and are tax-free. However, interest on the loan is not deductible until you pay it back, and property taxes remain your responsibility.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kansas.