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Find Reverse Mortgage Specialists Near You in Topeka, KS

Directory of reverse mortgage specialists in Topeka, Kansas. Verify credentials with the state mortgage licensing authority before hiring.

17 agents listed
Updated May 2026
Topeka, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 17 reverse mortgage specialists in Topeka, KS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kimberly A Penrod | Fairway Independent Mortgage Corporation Loan Officer
6831 SW 29th St #400, Topeka, KS 66614
7853793830
Kelly R Drummond | Fairway Independent Mortgage Corporation Loan Officer
6831 SW 29th St #400, Topeka, KS 66614
7853793829
LeaderOne Financial -- The Mortgage Squad
534 S Kansas Ave Suite 1210 #9, Topeka, KS 66603
7854509056
Community Lending of America
2641 SW Wanamaker Rd Suite 301, Topeka, KS 66614
7853714477
Envista Mortgage
3620 SW Wanamaker Rd, Topeka, KS 66614
7852280149
T & M Financial Inc
3706 SW Topeka Blvd STE 400, Topeka, KS 66609
7852668333
Kimberly A. Penrod
5640 SW 29th St, Topeka, KS 66614
7856401700
Katie Tolin-U.S. Bank Mortgage
3625 NW 46th St, Topeka, KS 66618
7852766672
Beverly Claycamp
2900 SW Wanamaker Dr Ste 106a, Topeka, KS 66614
7858173836
Federal Home Loan Bank-Topeka
500 SW Wanamaker Rd, Topeka, KS 66606
7852330507
US Bank Mortgage Katie Tolin
3600 SW Topeka Blvd, Topeka, KS 66611
7852766672
KDWallStreet Mortgage, LLC
6540 SW 10th Ave #102, Topeka, KS 66615
7852735004
Revolution Mortgage
2222 SW 29th St Suite 208, Topeka, KS 66611
7855070030
US Bank Mortgage Katie Tolin
5730 SW 21st St, Topeka, KS 66604
7852766672
Flat Branch Home Loans
1111 SW Gage Blvd Suite 300, Topeka, KS 66604
7852608005
UMB Mortgage Loan Services
5923 SW 29th St, Topeka, KS 66614
7852739494
Commonwealth Mortgage Co Inc
3030 NW Topeka Blvd # 100, Topeka, KS 66617
7852860642

A reverse mortgage specialist in Topeka Kansas helps homeowners aged 62 and older convert home equity into cash without monthly payments. Kansas law requires all reverse mortgage originators to complete specific state approved education. Specialists in Topeka guide clients through the HECM program and explain how Kansas property tax deferral options interact with reverse mortgages.

What Does a Reverse Mortgage Specialist in Topeka Cost?

Typical costs for a reverse mortgage in Kansas include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third party costs like appraisal and title search which range from $500 to $1,500. Kansas law does not cap these fees but requires full disclosure in the loan estimate. Costs vary by situation and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Topeka Kansas?
Borrowers must be at least 62 years old. If married, the younger spouse must also meet this age requirement to be listed on the loan. Kansas law does not provide any exceptions to this federal rule.
Do I need to attend counseling before getting a reverse mortgage in Kansas?
Yes. Federal law requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. Kansas also requires that the counselor be licensed in the state. The session typically takes one to two hours.
How does a reverse mortgage affect my Kansas homestead exemption?
Taking out a reverse mortgage does not change your eligibility for the Kansas homestead property tax refund. However you must continue to pay property taxes and insurance. If you fail to pay these the lender can start foreclosure proceedings.