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Find Reverse Mortgage Specialists in Elizabethtown, KY

Looking for a reverse mortgage specialist in Elizabethtown? Review the directory below to compare your options.

14 agents listed
Updated May 2026
Elizabethtown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 14 reverse mortgage specialists in Elizabethtown, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Residential Mortgage
209 N Mulberry St Suite 100, Elizabethtown, KY 42701
2702280074
Veterans United Home Loans Fort Knox
5001 N Dixie Hwy #101, Elizabethtown, KY 42701
2709822266
Amerifirst Home Mortgage - Elizabethtown
2832 Shepherdsville Rd, Elizabethtown, KY 42701
2707638111
Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
2709823003
Mariner Finance
2030 N Dixie Hwy, Elizabethtown, KY 42701
2702348555
Avid Mortgage Advisors LLC
615 N Mulberry St STE. 204, Elizabethtown, KY 42701
2706978008
OneMain Financial
1705 N Dixie Hwy Ste 126, Elizabethtown, KY 42701
2707654155
Tracy Holtsclaw Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
2709823003
Kendall Breen Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
2709823003
Trina Martin Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
2709823003
Republic Finance
1609 N Dixie Hwy Suite 112, Elizabethtown, KY 42701
2702348000
Supreme Lending Elizabethtown
326 N Mulberry St Ste 5, Elizabethtown, KY 42701
2702347824
Lisa VanderMolen Motto Mortgage Home Group
100 Chase Way Suite 4, Elizabethtown, KY 42701
2709823003
First Rate Mortgage
1609 N Dixie Hwy, Elizabethtown, KY 42701
2709827380

Reverse mortgage specialists in Elizabethtown Kentucky help homeowners aged 62 and older access home equity through federally insured Home Equity Conversion Mortgages. Kentucky law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Specialists guide clients through the process including eligibility and repayment terms specific to Kentucky property laws.

What Does a Reverse Mortgage Specialist in Elizabethtown Cost?

Typical costs for a reverse mortgage specialist in Kentucky include an origination fee of up to 2 percent of the home value with a cap of 6000 dollars. Third-party costs such as appraisal title search and recording fees range from 1000 to 3000 dollars. Kentucky also requires a mandatory counseling fee of about 125 dollars. These costs vary by situation and loan type. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Elizabethtown Kentucky?
All borrowers must be at least 62 years old. Kentucky does not have additional age requirements beyond federal HECM rules. The youngest borrower on the title must meet this age threshold.
Do I need counseling before getting a reverse mortgage in Kentucky?
Yes Kentucky law requires HUD-approved counseling for all reverse mortgage applicants. This session covers loan costs alternatives and obligations. Counselors must be independent of the lender.