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Compare reverse mortgage specialists in Florence. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Florence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 14 reverse mortgage specialists in Florence, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
4971 Houston Rd, Florence, KY 41042
8592821145
Brad Hamblen at Citywide (NMLS #52831)
6900 Houston Rd STE 25, Florence, KY 41042
8594667230
Union Home Mortgage- Florence
7000 Houston Rd STE 39, Florence, KY 41042
8595341901
Stockton Mortgage Florence, KY | NMLS# 8259
4895 Houston Rd, Florence, KY 41042
8593444300
Sophy Kdep - Prosperity Home Mortgage
60 Cavalier Blvd, Florence, KY 41042
8598165626
Entrust Mortgage, LLC
11 Spiral Dr # 18, Florence, KY 41042
8597951846
Seth Freppon, Mortgage Banker, NMLS #2121490
4895 Houston Rd # 101, Florence, KY 41042
8596405460
Rob Trump at American Mortgage
6900 Houston Rd STE 25, Florence, KY 41042
8593490694
Thrive Mortgage - Florence KY
7000 Houston Rd STE 29, Florence, KY 41042
8595256745
Polaris Home Funding Corporation
7000 Houston Rd STE 31, Florence, KY 41042
8595251700
Jessca Reinhart - Mortgage Consultant
73 Cavalier Blvd #316, Florence, KY 41042
8598668370
Jeannie Chaney-U.S. Bank Mortgage
8461 US-42, Florence, KY 41042
8597466069
Innovative Home Loans
7000 Houston Rd, Florence, KY 41042
8592401231
Chase Home Lending
4899 Houston Rd, Florence, KY 41042
5135057023
A reverse mortgage specialist in Florence, Kentucky helps older homeowners access home equity without monthly payments. Kentucky law requires borrowers to complete HUD-approved counseling before applying. Local specialists understand the specific housing market in Boone County and can guide you through the process.
What Does a Reverse Mortgage Specialist in Florence Cost?
Typical costs for a reverse mortgage in Kentucky include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and appraisal fees of 400 to 600 dollars. Closing costs usually range from 2,000 to 5,000 dollars. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Florence Kentucky?
You must be at least 62 years old to qualify for a reverse mortgage in Kentucky. All borrowers listed on the title must meet this age requirement. The home must be your primary residence.
Are reverse mortgage proceeds taxable in Kentucky?
Reverse mortgage proceeds are not considered income for Kentucky state tax purposes. You do not report them on your Kentucky tax return. However, interest on the loan is not tax deductible until the loan is paid off.
What happens to the reverse mortgage when the borrower moves out or passes away in Kentucky?
When the last borrower leaves the home or dies, the loan becomes due. Heirs have 30 days under Kentucky law to decide whether to pay off the loan or sell the home. If they sell, any remaining equity goes to the estate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.