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Find Reverse Mortgage Specialists Near You in Georgetown, KY
Looking for a reverse mortgage specialist in Georgetown? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Georgetown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 9 reverse mortgage specialists in Georgetown, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
102 Finley Dr #105, Georgetown, KY 40324
5025700301
Just 4 You Home Loans - Scott Porter
110 E Main St #73, Georgetown, KY 40324
8596999500
Stockton Mortgage NMLS# 8259
701 S Broadway St, Georgetown, KY 40324
5028633626
World Finance
118 Marketplace Cir STE E, Georgetown, KY 40324
5028630299
Derek Howard - Bank of England Mortgage - NMLS 1442642
137 E Main St, Georgetown, KY 40324
8599482018
Peoples Exchange Bank
923 S Broadway St, Georgetown, KY 40324
5028688860
Chris LeMaster, Mortgage Lender with Stock Yards Bank & Trust
260 Blossom Park Dr, Georgetown, KY 40324
5025574053
Alex Davenport
923 S Broadway St, Georgetown, KY 40324
5028688860
Bank of England Mortgage - Georgetown
137 E Main St, Georgetown, KY 40324
8594946004
A reverse mortgage specialist in Georgetown, Kentucky helps homeowners age 62 and older convert home equity into cash without monthly payments. Kentucky law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage. Specialists in Georgetown can explain how Kentucky property tax deferral programs may interact with reverse mortgage proceeds.
What Does a Reverse Mortgage Specialist in Georgetown Cost?
Typical costs for a reverse mortgage specialist in Kentucky include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs often range from 2,500 to 6,000 dollars, depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Georgetown Kentucky?
You must be at least 62 years old, own your home outright or have a low mortgage balance, and live in the home as your primary residence. Kentucky does not have additional state-specific eligibility rules beyond federal HUD requirements.
Do I have to pay Kentucky property taxes with a reverse mortgage?
Yes, you are still responsible for paying property taxes, homeowners insurance, and home maintenance. Kentucky offers a property tax deferral program for seniors, which may help, but it does not eliminate the tax obligation.
How does Kentucky law affect reverse mortgage proceeds?
Kentucky does not tax reverse mortgage loan proceeds as income. Proceeds are considered loan advances, not income, so they are exempt from state income tax. However, they may affect eligibility for certain means-tested benefits like Medicaid.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.