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Find Reverse Mortgage Specialists in Hopkinsville, KY
Looking for a reverse mortgage specialist in Hopkinsville? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Hopkinsville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 15 reverse mortgage specialists in Hopkinsville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Loan Company
2535 Fort Campbell Blvd, Hopkinsville, KY 42240
2706324444
World Finance
2916 Fort Campbell Blvd # C, Hopkinsville, KY 42240
2708858100
Heights Finance
1217 Skyline Dr, Hopkinsville, KY 42240
2708850476
Dreamfield Lending
800 S Virginia St Suite A, Hopkinsville, KY 42240
9312062780
Mariner Finance
1223 Skyline Dr, Hopkinsville, KY 42240
2708851771
1st Franklin Financial
1222 Skyline Dr # C, Hopkinsville, KY 42240
2708811122
OneMain Financial
2781 Fort Campbell Blvd, Hopkinsville, KY 42240
2708858408
HomePlace Mortgage Inc
4239 Fort Campbell Blvd, Hopkinsville, KY 42240
2703485077
Lendmark Financial Services LLC
4046 Fort Campbell Blvd Suite J-D, Hopkinsville, KY 42240
2708856962
Stockton Mortgage
4150 Fort Campbell Blvd, Hopkinsville, KY 42240
2706326850
Baird Private Wealth Management
1003 S Virginia St, Hopkinsville, KY 42240
2708860267
U.S. Bank-Mortgage Loan Officer-Andrea L Green
4159 Fort Campbell Blvd, Hopkinsville, KY 42240
2708814132
Bluegrass Finance Co
2512 Fort Campbell Blvd # B, Hopkinsville, KY 42240
2708819666
US Bank Mortgage
4159 Fort Campbell Blvd, Hopkinsville, KY 42240
8008722657
U.S. Bank-Mortgage Area Manager-Tera L Bloecher
U.S. Bank Area Served, Hopkinsville, KY 42240
2708890393
A reverse mortgage specialist in Hopkinsville Kentucky helps homeowners aged 62 and older convert part of their home equity into tax-free funds. Kentucky law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage. Specialists in Hopkinsville guide clients through the process including loan repayment options and property tax obligations under Kentucky law.
What Does a Reverse Mortgage Specialist in Hopkinsville Cost?
Typical costs for a reverse mortgage in Kentucky include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title insurance and recording fees usually range from 2000 to 5000 dollars. Mortgage insurance premiums are 2 percent of the appraised value upfront plus 0.5 percent annually. These costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Hopkinsville Kentucky?
Borrowers must be at least 62 years old. If married the younger spouse must also be 62 to be a co-borrower. Kentucky does not have additional age restrictions beyond federal HUD rules.
Do I need to own my home free and clear to qualify for a reverse mortgage in Hopkinsville?
No you do not need to own your home free and clear. You must have substantial equity. The existing mortgage will be paid off with the reverse mortgage proceeds. Kentucky law does not require full ownership.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.