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Find Reverse Mortgage Specialists in La Grange, KY
Compare reverse mortgage specialists in La Grange. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
La Grange, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 2 reverse mortgage specialists in La Grange, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Financial Solutions
309 W Jefferson St, La Grange, KY 40031
5022259900
Chris Hampton, Mortgage Lender with Stock Yards Bank & Trust
515 S 1st St, La Grange, KY 40031
5022228428
A reverse mortgage specialist in La Grange, Kentucky can help homeowners aged 62 and older convert home equity into cash. Kentucky law requires borrowers to complete a counseling session with a HUD-approved counselor before obtaining a reverse mortgage. This service is especially useful for those in Oldham County looking to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in La Grange Cost?
Typical costs for a reverse mortgage specialist in Kentucky include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually, and appraisal fees ranging from 300 to 600 dollars. Closing costs may add 1,000 to 3,000 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in La Grange?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in Kentucky?
Yes, Kentucky law requires all borrowers to complete a counseling session with a HUD-approved counselor. This session covers loan terms, costs, and alternatives.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.