ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Reverse Mortgage Specialists in Owensboro, KY
Compare reverse mortgage specialists in Owensboro. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 18 reverse mortgage specialists in Owensboro, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank-Mortgage Loan Officer-Michelle Brown
2701 New Hartford Rd, Owensboro, KY 42303
2706897651
Ruoff Mortgage - Owensboro
234 Frederica St Suite 103, Owensboro, KY 42301
2702402828
Cassie Johnson with Yes Mortgage/Lower
2645 Frederica St Suite 201, Owensboro, KY 42301
2703023802
Elite Mortgage
3943 KY-54, Owensboro, KY 42303
2705702237
Aaron Strawn - Liberty Federal Credit Union
2925 Wimsatt Ct E, Owensboro, KY 42303
2708607679
Lisa O'Nan, Ruoff Mortgage
234 Frederica St, Owensboro, KY 42301
2708602274
Liberty FCU Mortgage | Owensboro
2925 Wimsatt Ct E, Owensboro, KY 42303
8006852085
Honor Home Loans
111 E 3rd St Ste 102, Owensboro, KY 42303
2703161418
U.S. Bank-Mortgage Loan Officer-Elizabeth Frank
U.S. Bank Area Served, Owensboro, KY 42303
2706913791
Chris D. Roberts, NMLS #415560
2645 Frederica St Ste. 101, Owensboro, KY 42301
2705700791
US Bank Mortgage
1701 Carter Rd, Owensboro, KY 42301
8008722657
Vizion Mortgage LLC
3032 Alvey Park Dr W Ste 600, Owensboro, KY 42303
2702282000
U.S. Bank-Mortgage Loan Officer-Elliot Dale
U.S. Bank area served, Owensboro, KY 42303
9137257134
U.S. Bank-Chad Pierce-Mortgage Loan Officer
2701 New Hartford Rd, Owensboro, KY 42303
2706913900
Lincoln Home Mortgage
1035 Frederica St, Owensboro, KY 42301
2706851121
U.S. Bank: Mitchell Jones
3151 Highland Pointe Dr, Owensboro, KY 42303
2706913704
Neighbors Mortgage LLC
3101 Alvey Park Dr E, Owensboro, KY 42303
2706867676
Mark Gentry - First Commonwealth Mortgage
234 Frederica St, Owensboro, KY 42301
2703166597
A reverse mortgage specialist in Owensboro Kentucky helps homeowners aged 62 and older convert part of their home equity into tax-free funds without selling their home. Kentucky law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process including property eligibility and repayment rules specific to Kentucky real estate.
What Does a Reverse Mortgage Specialist in Owensboro Cost?
Typical costs for a reverse mortgage specialist in Kentucky include an origination fee up to 2500 dollars or 2 percent of the home value whichever is less. Third-party costs such as appraisal title insurance and recording fees range from 2000 to 5000 dollars. HUD requires an upfront mortgage insurance premium of 2 percent of the home value and an annual premium of 0.5 percent. Kentucky also charges a mortgage recording tax of 0.15 percent of the loan amount. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Owensboro Kentucky?
Borrowers must be at least 62 years old. The youngest spouse must meet this age requirement if both names are on the loan. Kentucky law follows federal HECM guidelines for age eligibility.
Do I need to own my home free and clear to qualify for a reverse mortgage in Owensboro?
No you do not need to own your home free and clear. You can qualify if you have a low existing mortgage balance that can be paid off with the reverse mortgage proceeds. The home must be your primary residence in Daviess County.
What types of homes are eligible for a reverse mortgage in Kentucky?
Eligible property types include single-family homes HUD-approved condominiums and manufactured homes that meet FHA standards. The home must be located in Kentucky and used as your primary residence. Two-to-four unit properties may also qualify if you occupy one unit.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Owensboro who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.