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Looking for a reverse mortgage specialist in Harvey? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Harvey, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 9 reverse mortgage specialists in Harvey, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1801 Manhattan Blvd Ste. F, Harvey, LA 70058
5043629710
Southern Title, Inc. - Harvey
2325 Manhattan Blvd, Harvey, LA 70058
5043672333
Tower Loan
1950 Manhattan Blvd Unit 105, Harvey, LA 70058
5043631691
OneMain Financial
1801 Manhattan Blvd ste m, Harvey, LA 70058
5043622326
First Horizon Bank - Harvey, LA - Manhattan Blvd.
1720 Manhattan Blvd, Harvey, LA 70058
5043107350
American Thrift and Finance Plan llc
2330 Lapalco Blvd, Harvey, LA 70058
5043620766
Duronslet Financial Group
2800 Manhattan Blvd suite c, Harvey, LA 70058
5046053007
Progressive Loan Services
2175 Lapalco Blvd # A, Harvey, LA 70058
5043631465
NOLA Hard Money Services LLC
2325 Manhattan Blvd, Harvey, LA 70058
5042646515
A reverse mortgage specialist in Harvey, Louisiana helps homeowners aged 62 and older convert home equity into tax-free funds. Louisiana law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Harvey residents often use these loans to supplement retirement income or pay for home repairs without monthly mortgage payments.
What Does a Reverse Mortgage Specialist in Harvey Cost?
Typical costs for a reverse mortgage in Louisiana include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. These costs often total between $5,000 and $15,000, but they can be financed into the loan. Costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and property requirements for a reverse mortgage in Harvey Louisiana?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The property must be your primary residence and meet HUD minimum property standards. In Louisiana, the home can be a single-family house, a FHA-approved condo, or a manufactured home.
Do I have to pay property taxes and insurance with a reverse mortgage in Louisiana?
Yes, you must continue to pay property taxes, homeowners insurance, and maintain the home. Louisiana law does not exempt reverse mortgage borrowers from these obligations. Failure to pay could lead to loan default and foreclosure.
How does a reverse mortgage affect my heirs in Louisiana?
Heirs can repay the loan by selling the home or using other funds. If the loan balance exceeds the home value, they pay the lesser amount under HUD rules. Louisiana does not have a specific state law overriding this federal protection.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.