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Reverse Mortgage Specialists in Ponchatoula, LA

Directory of reverse mortgage specialists in Ponchatoula, Louisiana. Verify credentials with the state state mortgage licensing authority before hiring.

5 agents listed
Updated June 2026
Ponchatoula, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Louisiana before hiring.
Showing 5 reverse mortgage specialists in Ponchatoula, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CTH Mortgage
18300 S I-12 Service Rd suite 100, Ponchatoula, LA 70454
(985) 277-1268 cthmortgage.com
Century Financial Services and Notary of Ponchatoula, LLC
201 W Pine St, Ponchatoula, LA 70454
(985) 386-8777 centuryfinancialloans.com
Advantage Financial Services - Ponchatoula
175 W Hickory St, Ponchatoula, LA 70454
(985) 386-3543
Magee Financial – Ponchatoula
590 W Pine St, Ponchatoula, LA 70454
(985) 386-6601 mageefinancial.com
Gateway Financial Services, LLC
1114 NE US Hwy 51, Ponchatoula, LA 70454
(985) 386-3049 gatewayfinancialservicesllc.com

A reverse mortgage specialist in Ponchatoula Louisiana helps homeowners aged 62 and older convert home equity into cash. Louisiana law requires borrowers to complete HUD approved counseling before obtaining a reverse mortgage. Local specialists guide clients through the process and explain how the loan affects estate planning in Tangipahoa Parish.

What Does a Reverse Mortgage Specialist in Ponchatoula Cost?

Typical costs for a reverse mortgage specialist in Louisiana include an origination fee of up to 2 percent of the home value and a mortgage insurance premium of 2 percent of the appraised value. Closing costs usually range from 2,000 to 5,000 dollars. These costs are often financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist do in Ponchatoula?
A reverse mortgage specialist explains loan options and helps you apply for a Home Equity Conversion Mortgage. They coordinate with HUD approved counselors and lenders. They also clarify how the loan impacts your heirs and property taxes in Louisiana.
Are there Louisiana specific rules for reverse mortgages?
Yes Louisiana requires mandatory counseling by a HUD approved agency before you can get a reverse mortgage. The state also limits the amount you can borrow based on your age and home value. You must continue paying property taxes and homeowners insurance to keep the loan active.

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