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Find Reverse Mortgage Specialists in Sulphur, LA

Directory of reverse mortgage specialists in Sulphur, Louisiana. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Sulphur, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 7 reverse mortgage specialists in Sulphur, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cash Cow
543 N Cities Service Hwy, Sulphur, LA 70663
3376252119
World Finance
550 N Cities Service Hwy # 1, Sulphur, LA 70663
3375282924
Tower Loan
303 S Huntington St, Sulphur, LA 70663
3372879252
Edward Jones - Financial Advisor: Aaron W Quinn, CFP®|CEPA®|AAMS®
1625 S Beglis Pkwy, Sulphur, LA 70663
3376742967
Republic Finance
2800 Maplewood Dr #2, Sulphur, LA 70663
3376256884
Heights Finance
1420 Ruth St #3, Sulphur, LA 70663
3375286740
Chase Home Lending
915 S Beglis Pkwy, Sulphur, LA 70663
9259973652

A reverse mortgage specialist in Sulphur, Louisiana helps homeowners aged 62 and older convert part of their home equity into cash. Louisiana law requires borrowers to complete HUD-approved counseling before obtaining a Federal Housing Administration (FHA) insured Home Equity Conversion Mortgage (HECM). Specialists guide clients through this process and explain how the loan affects property taxes and heirs rights under Louisiana civil law.

What Does a Reverse Mortgage Specialist in Sulphur Cost?

Typical costs for a reverse mortgage specialist in Louisiana include an origination fee of up to $6,000 for homes valued at $200,000 or more, plus a mortgage insurance premium of 2% of the appraised value. Other costs include appraisal fees (around $400 to $600), title insurance, and recording fees. Total closing costs often range from $8,000 to $15,000. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Sulphur?
A reverse mortgage specialist is a licensed professional who helps seniors in Sulphur understand and apply for reverse mortgages. They explain loan terms, costs, and the counseling requirement under Louisiana law.
Are there age requirements for a reverse mortgage in Louisiana?
Yes, all borrowers must be at least 62 years old. The home must be the primary residence, and the borrower must own it outright or have a low mortgage balance that can be paid off with loan proceeds.
What happens to the reverse mortgage when the borrower dies in Louisiana?
Under Louisiana law, heirs have 30 days after the borrower dies to decide whether to pay off the loan or sell the home. If they sell, any remaining equity goes to the heirs. The loan is repaid from the sale proceeds.