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Compare Reverse Mortgage Specialists in Hampden, ME

Directory of reverse mortgage specialists in Hampden, Maine. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Hampden, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 4 reverse mortgage specialists in Hampden, ME Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CUSO Home Lending
101 Western Ave, Hampden, ME 04444
8003602876
Maine Mortgage Services
40 Western Ave, Hampden, ME 04444
2078622458
Financial Security Alliance
1088 Western Ave, Hampden, ME 04444
2078622196
Business Lending Solutions, LLC
101 Western Ave, Hampden, ME 04444
8667362804

What Does a Reverse Mortgage Specialist in Hampden Cost?

Typical costs for a reverse mortgage specialist in Maine include an origination fee of up to 2 percent of the homes value with a cap of 6000 dollars. Third party costs such as appraisal title search and recording fees usually range from 2000 to 5000 dollars. Counseling fees are typically 125 to 250 dollars but may be waived by some agencies. Annual mortgage insurance premiums are 0.5 percent of the loan balance. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a reverse mortgage in Hampden Maine?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the borrowers primary residence and meet Federal Housing Administration standards. Maine law also requires completion of a HUD approved counseling session.
How does Maine law affect reverse mortgage proceeds?
Maine law does not impose state income tax on reverse mortgage loan proceeds. The funds are considered loan advances not income. Borrowers must still pay property taxes and homeowners insurance.
Can a reverse mortgage be foreclosed in Maine?
Yes if the borrower fails to pay property taxes or homeowners insurance or does not live in the home as a primary residence. Maine has a statutory right of redemption period of one year after a foreclosure judgment. This is longer than many other states.