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Reverse Mortgage Specialists in California, MD

Directory of reverse mortgage specialists in California, Maryland. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
California, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 reverse mortgage specialists in California, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Lorenzini | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.
23131 Three Notch Rd #200, California, MD 20619
7576150899
Primary Residential Mortgage, Inc.
23131 Three Notch Rd #200, California, MD 20619
3017370001
Robbie Loker | Outside Sales Reverse Mortgage Loan Officer | Primary Residential Mortgage, Inc.
23131 Three Notch Rd #200, California, MD 20619
3017370001

A reverse mortgage specialist helps homeowners aged 62 and older convert home equity into loan proceeds. In Maryland, borrowers must complete a HUD-approved counseling session before applying. Maryland law also requires lenders to provide a detailed cost estimate and a three-day right of rescission after closing.

What Does a Reverse Mortgage Specialist in California Cost?

Typical costs for a reverse mortgage specialist in Maryland include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal, title search, and recording. Total closing costs usually range from 2,500 to 8,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a reverse mortgage specialist do in Maryland?
A specialist guides you through the reverse mortgage process, including eligibility, loan options, and closing. They must comply with Maryland regulations that require a mandatory counseling session and a three-day cooling-off period after signing.
Are there income or credit requirements for a reverse mortgage in Maryland?
Lenders do not require a minimum income or credit score. However, they must verify your ability to pay property taxes, insurance, and maintenance. If you fail to meet these obligations, the loan may become due.
How long does it take to get a reverse mortgage in Maryland?
The process typically takes 30 to 45 days from application to closing. This includes the mandatory HUD counseling session and the three-day rescission period required by Maryland law.