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Reverse Mortgage Specialists in Fort Washington, MD
Looking for a reverse mortgage specialist in Fort Washington? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Fort Washington, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 reverse mortgage specialists in Fort Washington, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Long Term Financial Services
12821 Old Fort Rd, Fort Washington, MD 20744
3012922203
Your Mortgage Genie
13205 Sunfield Terrace, Fort Washington, MD 20744
2028155599
A reverse mortgage specialist in Fort Washington, Maryland can help homeowners aged 62 and older convert home equity into cash. Maryland law requires that borrowers receive counseling from a HUD-approved agency before obtaining a reverse mortgage. This service is especially useful for those looking to supplement retirement income while staying in their homes.
What Does a Reverse Mortgage Specialist in Fort Washington Cost?
Typical costs for a reverse mortgage in Maryland include an origination fee up to 2% of the first $200,000 of home value plus 1% of the amount over $200,000, capped at $6,000. Other fees include appraisal costs around $400 to $600, title insurance, and recording fees. Closing costs generally range from $2,000 to $5,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a reverse mortgage and how does it work in Maryland?
A reverse mortgage allows homeowners to borrow against their home equity without making monthly payments. In Maryland, you must be at least 62 years old and attend a HUD-approved counseling session. The loan becomes due when you move out or sell the home.
Are there specific Maryland laws for reverse mortgages?
Yes, Maryland requires a three-day right of rescission after closing, allowing you to cancel the loan without penalty. Also, all reverse mortgage advertisements must include a statement that the loan is not a government benefit. Lenders must provide a detailed disclosure of all fees and terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.