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Directory of reverse mortgage specialists in Hagerstown, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Hagerstown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 14 reverse mortgage specialists in Hagerstown, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1447 Wesel Blvd, Hagerstown, MD 21740
3017141550
Aaron Matty | Branch Manager | Primary Residential Mortgage, Inc.
82 W Washington St Suite 308 - 3rd Floor, Hagerstown, MD 21740
4106632222
OneMain Financial
17612 Garland Groh Blvd, Hagerstown, MD 21740
3017904949
Trust Home Financial LLC
49 Summit Ave #101, Hagerstown, MD 21740
8883925321
Christina Ocharzak - First Home Mortgage
1825 Howell Rd #3, Hagerstown, MD 21740
3014914544
Charles Schwab
18045 Garland Groh Blvd, Hagerstown, MD 21740
2403292021
Joe DePasquale | Loan Officer | Primary Residential Mortgage, Inc.
82 W Washington St Suite 308 - 3rd Floor, Hagerstown, MD 21740
2403290777
First Home Mortgage - Hagerstown
1829 Howell Rd #1, Hagerstown, MD 21740
2404205300
Wealth Enhancement Group
1110 Opal Ct # 1, Hagerstown, MD 21740
3017391500
Joe DePasquale
82 W Washington St Suite 308 - 3rd Floor, Hagerstown, MD 21740
82 W Washington St Suite 308 - 3rd Floor, Hagerstown, MD 21740
2403290777
Reverse mortgage specialists in Hagerstown help older homeowners access home equity without monthly payments. In Maryland these loans are subject to state counseling requirements and must be approved by a HUD-approved counselor. Hagerstown residents can use these funds for home repairs medical expenses or daily living costs.
What Does a Reverse Mortgage Specialist in Hagerstown Cost?
Typical costs for a reverse mortgage in Maryland include an origination fee of up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees like appraisal and title search. These can total 3000 to 8000 or more depending on the home value. Costs are usually rolled into the loan balance. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Hagerstown do?
A reverse mortgage specialist guides homeowners through the loan process including eligibility assessment counseling and paperwork. They help you understand how the loan affects your home equity and heirs. In Maryland you must complete a counseling session before applying.
Who qualifies for a reverse mortgage in Maryland?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence. Maryland law requires a financial assessment to ensure you can pay property taxes and insurance.
Are reverse mortgages regulated differently in Maryland?
Yes Maryland has specific rules. Lenders must provide a detailed disclosure of costs and terms. Borrowers have a three-day right to cancel after signing. The state also requires that the loan be a Home Equity Conversion Mortgage insured by the Federal Housing Administration.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.