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Find Reverse Mortgage Specialists Near You in Reisterstown, MD
Directory of reverse mortgage specialists in Reisterstown, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Reisterstown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 5 reverse mortgage specialists in Reisterstown, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Everett Financial dba Supreme Lending
118 Westminster Pike Suite 200, Reisterstown, MD 21136
4103743000
Mutual of Omaha Mortgage
116 Westminster Pike Suite 108-110, Reisterstown, MD 21136
8008460143
Bay Country Financial Services
11815 Reisterstown Rd, Reisterstown, MD 21136
4108338200
Lending3, Inc.
224-228 Business Center Dr, Reisterstown, MD 21136
4438704999
GO Mortgage-Reisterstown
316 Main St STE 2D, Reisterstown, MD 21136
4436021844
A reverse mortgage specialist in Reisterstown Maryland helps homeowners aged 62 and older convert home equity into cash. Maryland law requires borrowers to receive counseling from a HUD-approved agency before applying. Reisterstown residents can use these funds for home repairs medical expenses or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Reisterstown Cost?
Typical costs for a reverse mortgage specialist in Maryland include an origination fee of up to 2 percent of the home value capped at 6 thousand dollars. Other fees include a mortgage insurance premium of 2 percent of the appraised value upfront plus an annual premium of 0.5 percent. Appraisal and counseling fees range from 300 to 800 dollars. Costs vary by loan type and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Reisterstown do?
A reverse mortgage specialist guides homeowners through the loan process explains eligibility requirements and helps with paperwork. They also coordinate with HUD-approved counselors as required by Maryland law. Their goal is to ensure you understand the terms and obligations of the loan.
Are there Maryland-specific rules for reverse mortgages?
Yes Maryland requires that all reverse mortgage borrowers receive independent counseling from a HUD-approved agency before the loan is approved. The state also mandates a three-day right of rescission after closing allowing you to cancel without penalty. Lenders must provide clear disclosures about fees and repayment terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.