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Find Reverse Mortgage Specialists Near You in Timonium, MD

Directory of reverse mortgage specialists in Timonium, Maryland. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed

Updated May 2026

Timonium, MD

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.

Showing 11 reverse mortgage specialists in Timonium, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Coastal Lending Group, LLC

22 W Padonia Rd C-145, Timonium, MD 21093

8775653140

Embrace Home Loans - Timonium, MD

1954 Greenspring Dr Suite 770, Timonium, MD 21093

4437691070

Whitney Rice, Mortgage Lender

22 W Padonia Rd C-145, Timonium, MD 21093

4104048031

Jeff Jackson

1965 Greenspring Dr STE G10, Timonium, MD 21093

4436294268

Andrea Pasco, Mortgage Lender

22 W Padonia Rd C-145, Timonium, MD 21093

4105049102

Matt Colimore, NMLS: 194963, PrimeLending

1954 Greenspring Dr Suite 195, Timonium, MD 21093

4106086269

Carmen P. Aumendo Jr, Mortgage Broker

22 W Padonia Rd C-145, Timonium, MD 21093

4107799339

Rick Metzgar, Mortgage Lender

22 W Padonia Rd C-145, Timonium, MD 21093

4438016389

Best Loan Choice

30 E Padonia Rd # 408, Timonium, MD 21093

4105916131

Main Street Home Loans- TIMONIUM, MD

1954 Greenspring Dr #420, Timonium, MD 21093

4106907833

Reverse Mortgage Specialist

9603 Deereco Rd #301, Timonium, MD 21093

3013992399

A reverse mortgage specialist in Timonium Maryland helps homeowners aged 62 and older convert home equity into tax free funds. Maryland law requires borrowers to complete a counseling session with a HUD approved counselor before applying. Timonium residents can use these funds for home repairs medical expenses or supplementing retirement income.

What Does a Reverse Mortgage Specialist in Timonium Cost?

Typical costs for a reverse mortgage in Maryland include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third party fees for appraisal title and recording. For a home valued at 400000 total closing costs often range from 8000 to 14000. These costs can be financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Timonium Maryland?

Borrowers must be at least 62 years old. If married a younger spouse may be protected under Maryland law if they are listed as a non borrowing spouse. This protection follows federal guidelines set by HUD.

Do I need counseling before getting a reverse mortgage in Maryland?

Yes Maryland law requires all borrowers to complete a counseling session with a HUD approved counselor. This session must occur before you submit your application. The counselor explains the loan terms costs and alternatives.

What property types qualify for a reverse mortgage in Timonium?

Qualifying properties include single family homes HUD approved condominiums and townhouses. Manufactured homes may qualify if they meet HUD standards. The property must be your primary residence.

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Legal Notice BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.