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Find Reverse Mortgage Specialists Near You in Towson, MD
Compare reverse mortgage specialists in Towson. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Towson, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 12 reverse mortgage specialists in Towson, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NFM Lending
555 Fairmount Ave Suite 301, Towson, MD 21286
8882147083
Primary Residential Mortgage - Towson, MD
1220A E Joppa Rd Suite 118, Towson, MD 21286
4433846975
Trius Lending Partners
1104 Kenilworth Dr Suite 501, Towson, MD 21204
4438984090
Malcolm L Crane | Fairway Independent Mortgage Corporation Branch Manager
40 W Chesapeake Ave Suite 400, Towson, MD 21204
9172072789
Angela The Mortgage Mom/OpenDoors Mortgage
809 Gleneagles Ct Suite 120, Towson, MD 21286
4436102442
Fairway Independent Mortgage Corporation
40 W Chesapeake Ave Suite 400, Towson, MD 21204
4436524320
Gregory Lewis | Fairway Independent Mortgage Corporation Loan Officer
40 W Chesapeake Ave Suite 400, Towson, MD 21204
4108051520
Stuart Epstein
1020 Cromwell Bridge Rd Suite 100, Towson, MD 21286
4438730673
Rebecca Nicholas with FitzGerald Financial Group
100 West Road #203, Towson, MD 21204
4109084433
Destiny Mortgage Group Inc
606 Bosley Ave #1e, Towson, MD 21204
4105842274
Acrisure Mortgage, LLC
100 West Road Suite 300, Towson, MD 21204
4439743817
Scott Gann Primary Residential Mortgage Consultant
1220a E Joppa Rd Suite 118, Towson, MD 21286
4434635048
A reverse mortgage specialist in Towson Maryland helps homeowners aged 62 and older access home equity without monthly payments. Maryland law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Towson residents can use these funds for home repairs, medical expenses, or supplementing retirement income.
What Does a Reverse Mortgage Specialist in Towson Cost?
Typical costs for a reverse mortgage specialist in Maryland include an origination fee of up to 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount over 200,000 dollars. Third-party fees such as appraisal, title search, and recording fees can range from 2,000 to 5,000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. These costs are usually financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age and home requirements for a reverse mortgage in Towson Maryland?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet FHA property standards. In Maryland, mobile homes and condos may qualify if they meet HUD requirements.
How does Maryland law affect reverse mortgage proceeds?
Maryland does not tax reverse mortgage proceeds as income. However, the loan must be repaid when the last borrower moves out or passes away. Maryland law also requires lenders to clearly disclose all fees and terms in a format approved by the state.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.