Skip to main content

Find Reverse Mortgage Specialists Near You in Waldorf, MD

Directory of reverse mortgage specialists in Waldorf, Maryland. Verify credentials with the state state mortgage licensing authority before hiring.

7 agents listed
Updated June 2026
Waldorf, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 7 reverse mortgage specialists in Waldorf, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Waterstone Mortgage
2587 Crain Hwy, Waldorf, MD 20601
(301) 893-1200 waterstonemortgage.com
Colonial Mortgage Group
3261 Old Washington Rd STE 1011, Waldorf, MD 20602
(301) 932-4610 colonialmtg.com
Tim Murphy - AnnieMac Home Mortgage
3720 Leonardtown Rd suite 105, Waldorf, MD 20601
(855) 613-3995 waldorf.annie-mac.com
Kelli H. Williams- Geneva Financial
173 St Patricks Dr #104, Waldorf, MD 20603
(240) 604-9262 genevafi.com
G1 Investment, LLC
3261 Old Washington Rd Suite 2020, Waldorf, MD 20602
(443) 944-6103 g1investment.com
New American Funding
3825 Leonardtown Rd Suite 3, Waldorf, MD 20601
(240) 209-9774 newamericanfunding.com
Kevin Patrick O'Brien - 459719 - Wells Fargo Home Mortgage
3050 Waldorf Market Pl, Waldorf, MD 20603
(410) 703-4833 homeloans.wellsfargo.com

Reverse mortgage specialists in Waldorf Maryland help seniors aged 62 and older convert home equity into tax free funds. Maryland law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage or HECM. Local specialists guide clients through the process including property requirements and repayment rules.

What Does a Reverse Mortgage Specialist in Waldorf Cost?

Typical costs for a reverse mortgage in Maryland include an origination fee up to 2500 dollars or 2 percent of the home value whichever is less. Closing costs average 2000 to 5000 dollars and mortgage insurance premiums are 2 percent of the appraised value upfront plus 0.5 percent annually. Costs vary by loan amount and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Waldorf?
A reverse mortgage specialist is a licensed professional who helps seniors understand and apply for HECM loans. They explain eligibility requirements and coordinate with HUD approved counselors in Maryland.
Are there age requirements for reverse mortgages in Waldorf?
Yes you must be at least 62 years old to qualify for a reverse mortgage in Maryland. The youngest borrower on the title must meet this age requirement.
Do I need counseling before getting a reverse mortgage in Maryland?
Yes Maryland law requires all borrowers to complete a counseling session with a HUD approved agency. This session covers loan terms costs and alternatives.

Reverse Mortgage Specialists in Other Maryland Cities