Reverse Mortgage Specialists in Boston, MA — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.

Showing 14 reverse mortgage specialists in Boston, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Own Up

50 Milk St 16th floor, Boston, MA 02108

(844) 947-2848 ownup.com

Sammy Iliopoulos - Senior Vice President

77 Sleeper St Office 02-133, Boston, MA 02210

(617) 532-3965 people.rate.com

Savvas Fetfatsidis at Rate (NMLS #35213)

77 Sleeper St Office 02-133 & 02-119, Boston, MA 02210

(617) 532-2005 rate.com

Guild Mortgage - Greg Giokas

77 Sleeper St Office 02-139, Boston, MA 02110

(617) 791-2054 branches.guildmortgage.com

Paul Archibald at Rate (NMLS #16389)

77 Sleeper St Office 02-133 & 02-119, Boston, MA 02210

(617) 286-8919 rate.com

Roger Brasil at Leader Bank Boston (NMLS #481219)

48 Northern Ave, Boston, MA 02210

(617) 963-6452 leaderbank.com

Geovanne Colon, Mortgage Broker NMLS #1880655

19 Pilgrim Rd, Boston, MA 02215

(617) 821-1757 loanswithgeo.com

Guild Mortgage - Jason Bonarrigo

77 Sleeper St Office 02-139, Boston, MA 02110

(617) 413-5038 branches.guildmortgage.com

Embrace Home Loans - Boston, MA

1 Marina Park Drive #1410, Boston, MA 02210

(781) 833-0001 embracehomeloans.com

Hunter Evers

264 Beacon St Suite 5R, Boston, MA 02116

(617) 999-4890 cmghomeloans.com

Fairway: Matt Lazowski

380 W Broadway Unit 101, Boston, MA 02127

(617) 510-9488 mattlaz.com

LK Mortgage Solutions LLC

26 Lincoln St, Boston, MA 02135

(888) 588-5567 lkmortgagesolutions.com

Guild Mortgage - Mitchell Devlin

77 Sleeper St Office 02-139, Boston, MA 02110

(617) 833-9337 branches.guildmortgage.com

Lesley Santini at Guaranteed Rate Affinity (NMLS #38458)

399 Boylston St Suite 200, Boston, MA 02116

(781) 640-0319 grarate.com

A reverse mortgage specialist in Boston Massachusetts helps homeowners aged 62 and older access home equity without monthly payments. Massachusetts law requires borrowers to complete HUD-approved counseling before obtaining a Home Equity Conversion Mortgage HECM. Specialists guide clients through the process including loan terms repayment options and the impact on Massachusetts estate planning.

What Does a Reverse Mortgage Specialist in Boston Cost?

Typical costs for a reverse mortgage in Massachusetts include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party costs like appraisal title search and recording fees. Total closing costs often range from 5,000 to 10,000 for a standard HECM loan. These costs can be financed into the loan amount. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the requirements for a reverse mortgage in Massachusetts?

Borrowers must be at least 62 years old own their home outright or have a low mortgage balance and live in the property as a primary residence. Massachusetts law mandates a mandatory counseling session with a HUD-approved counselor before application.

Are reverse mortgage proceeds taxable in Massachusetts?

No reverse mortgage proceeds are not considered income for Massachusetts state tax purposes. However interest on the loan is not tax deductible until the loan is repaid. Consult a tax professional for your specific situation.

Can a reverse mortgage affect Massachusetts Medicaid eligibility?

Yes loan proceeds spent immediately on medical care or long-term care may not count as assets for MassHealth the Massachusetts Medicaid program. Unspent funds held in a bank account could affect eligibility. A specialist can help you understand the rules.

Reverse Mortgage Specialists in Other Massachusetts Cities

Agawam · Amesbury · Andover · Auburn · Belmont · Beverly · Braintree · Bridgewater · Brockton · Brookline · Burlington · Chelmsford · Chelsea · Chicopee · Clinton

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Massachusetts.

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