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Browse reverse mortgage specialists serving Hadley, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Hadley, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 reverse mortgage specialists in Hadley, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Davis Financial Group
10 Bay Rd, Hadley, MA 01035
4135843098
Curran and Keegan Financial
104 Middle St, Hadley, MA 01035
4135704188
Reverse mortgage specialists in Hadley Massachusetts help homeowners aged 62 and older access home equity without monthly payments. Massachusetts law requires borrowers to complete third-party counseling approved by the U.S. Department of Housing and Urban Development before obtaining a Home Equity Conversion Mortgage. Specialists in Hadley can guide you through the process and explain how local property values affect loan amounts.
What Does a Reverse Mortgage Specialist in Hadley Cost?
Typical costs for a reverse mortgage in Massachusetts include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent of the appraised value and third-party fees for appraisal title and recording. These costs usually range from 3000 to 8000 depending on the property value and loan type. In Hadley closing costs may be slightly lower due to moderate home prices compared to eastern Massachusetts. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What qualifications should a reverse mortgage specialist in Hadley have?
A qualified specialist should hold a valid Massachusetts mortgage loan originator license and have experience with HECM loans. They must follow state regulations including the Massachusetts Consumer Protection Act which prohibits unfair or deceptive practices. Ask about their familiarity with Hampshire County property trends.
How does Massachusetts law affect reverse mortgage terms in Hadley?
Massachusetts requires a mandatory three-day rescission period after closing during which you can cancel the loan without penalty. The state also mandates that borrowers receive a list of at least five HUD-approved counseling agencies. Specialists must disclose all fees and terms in writing before you sign.
What happens to the reverse mortgage if I move out of Hadley?
If you permanently move out of your Hadley home the loan becomes due and payable. Massachusetts law gives you a 12-month grace period after the last borrower leaves the property to sell the home or repay the loan. This timeline is longer than the standard federal six-month requirement.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.