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Find Reverse Mortgage Specialists in Manchester-by-the-Sea, MA
Directory of reverse mortgage specialists in Manchester-by-the-Sea, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Manchester-by-the-Sea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 reverse mortgage specialists in Manchester-by-the-Sea, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Rothe Real Estate at Coldwell Banker
40 Beach St, Manchester-by-the-Sea, MA 01944
9789686272
Kevin Potter at CrossCountry Mortgage
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9785484464
CrossCountry Mortgage, LLC
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9785484464
William Raveis Real Estate - Manchester by the Sea
11 Central St, Manchester-by-the-Sea, MA 01944
9787049416
Reverse mortgage specialists in Manchester-by-the-Sea help homeowners aged 62 and older convert home equity into cash. Massachusetts law requires borrowers to complete counseling from a HUD-approved agency before obtaining a reverse mortgage. Local specialists guide clients through the process while considering the high property values common on the North Shore.
What Does a Reverse Mortgage Specialist in Manchester-by-the-Sea Cost?
Typical costs for a reverse mortgage in Massachusetts include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees such as appraisal and title search. These fees can total between 5000 and 15000 dollars depending on the home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Manchester-by-the-Sea?
Borrowers must be at least 62 years old. All owners on the title must meet this age requirement under Massachusetts law.
Do I need to own my home free and clear to get a reverse mortgage?
No, you can still qualify if you have an existing mortgage. The reverse mortgage will pay off your current loan, and you must have enough equity to cover that payoff.
Are reverse mortgages regulated by Massachusetts state law?
Yes, Massachusetts has specific regulations including a mandatory three-day right of rescission after closing. Lenders must also provide a detailed disclosure of all fees and terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.