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Directory of reverse mortgage specialists in Needham, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Needham, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 reverse mortgage specialists in Needham, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pauline Lee | Mortgage Broker IND Mortgage LLC | Realtor
117 Kendrick St, Needham, MA 02494
6179651988
PRMG
220 Reservoir St Suite 22, Needham, MA 02494
7817608196
Dick Lee Mortgage
117 Kendrick St, Needham, MA 02494
6179651988
Boston Mortgage Solutions, LLC
41 Shirley Rd, Needham, MA 02494
7814532900
Mortgage Resources
175 Highland Ave #303, Needham, MA 02494
7814318500
A reverse mortgage specialist in Needham Massachusetts can help older homeowners access home equity without selling their property. Massachusetts law requires borrowers to complete HUD approved counseling before applying for a Home Equity Conversion Mortgage. Local specialists understand Needham real estate values and can explain how a reverse mortgage affects your estate and heirs.
What Does a Reverse Mortgage Specialist in Needham Cost?
Typical costs for a reverse mortgage specialist in Massachusetts include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third party fees for appraisal, title search, and recording. Total closing costs often range from 5,000 to 15,000 dollars depending on home value and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Needham Massachusetts?
Borrowers must be at least 62 years old to qualify for a Home Equity Conversion Mortgage in Needham. Massachusetts state law does not add additional age requirements beyond the federal minimum. All borrowers listed on the title must meet this age requirement.
Do I need counseling to get a reverse mortgage in Massachusetts?
Yes, Massachusetts law requires all reverse mortgage applicants to complete a counseling session with a HUD approved counselor. This session must occur before you submit a loan application. The counselor will explain loan terms, costs, and alternatives.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.