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Directory of reverse mortgage specialists in Peabody, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Peabody, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 8 reverse mortgage specialists in Peabody, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Miller Mortgage, LLC
Peabody, MA 01960
8775387967
Gary Girolamo at CrossCountry Mortgage
474 Lowell St Store #10, Peabody, MA 01960
9783356921
Dan Grimes | Northpoint Mortgage | NMLS 3966
7 Essex Green Dr, Peabody, MA 01960
9785326600
Olga Laffitte at CrossCountry Mortgage
474 Lowell St Store #10, Peabody, MA 01960
8572505385
Robert Capone at CrossCountry Mortgage
532 Lowell St, Peabody, MA 01960
9784798886
Aldo Castro at CrossCountry Mortgage
532 Lowell St, Peabody, MA 01960
9789121069
CrossCountry Mortgage, LLC
474 Lowell St Store #10, Peabody, MA 01960
9785951529
Andy Kristen at CrossCountry Mortgage
532 Lowell St, Peabody, MA 01960
9785486059
A reverse mortgage specialist in Peabody Massachusetts can help homeowners aged 62 and older access their home equity without selling. Massachusetts law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Peabody residents often use these loans to supplement retirement income or cover home repairs.
What Does a Reverse Mortgage Specialist in Peabody Cost?
Typical costs for a reverse mortgage in Massachusetts include an origination fee of up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title search. Total closing costs often range from 2,000 to 6,000 dollars. These costs can be financed into the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a reverse mortgage specialist in Peboody do?
A specialist guides you through the reverse mortgage process including eligibility, loan options, and closing. They help you understand how the loan affects your home equity and estate. In Massachusetts, they must follow state rules on counseling and disclosure.
Are there Massachusetts-specific rules for reverse mortgages?
Yes, Massachusetts requires a mandatory counseling session with a HUD-approved counselor before you can apply. The state also limits certain fees and requires lenders to provide clear disclosures about loan terms and repayment obligations.
How long does the reverse mortgage process take in Peabody?
The process typically takes 30 to 60 days from application to closing. This includes the mandatory counseling session, property appraisal, and underwriting. Delays can happen if additional documentation is needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.