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Find Reverse Mortgage Specialists in Pittsfield, MA
Directory of reverse mortgage specialists in Pittsfield, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Pittsfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 reverse mortgage specialists in Pittsfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Greylock Federal Credit Union
150 West St, Pittsfield, MA 01201
8002075555
Trustco Bank
5 Cheshire Rd, Pittsfield, MA 01201
4132368400
Greylock Federal Credit Union
71 Elm St, Pittsfield, MA 01201
4139974400
Drennan Law Offices
8 Bank Row Suite 300, Pittsfield, MA 01201
4134455621
Edward Jones - Financial Advisor: Bob Chapman, AAMS®|CRPC™
511 East St, Pittsfield, MA 01201
4134993025
Reverse mortgage specialists in Pittsfield help homeowners aged 62 and older access home equity without monthly payments. Massachusetts law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Local specialists guide clients through the process including property eligibility and loan repayment terms specific to the Berkshire County area.
What Does a Reverse Mortgage Specialist in Pittsfield Cost?
Reverse mortgage costs in Massachusetts typically include an origination fee up to 2 percent of the home value a mortgage insurance premium of 2 percent upfront plus 0.5 percent annually and third party fees for appraisal title search and recording. Total closing costs often range from 5000 to 15000 depending on the home value and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Pittsfield Massachusetts?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement. Massachusetts law does not allow younger co-borrowers to be added to the loan.
Do I need counseling before getting a reverse mortgage in Massachusetts?
Yes. Massachusetts requires all reverse mortgage applicants to complete a counseling session with a HUD-approved counselor. This session must happen before you can submit a loan application. The counselor explains loan terms and alternatives.
Can I lose my home with a reverse mortgage in Pittsfield?
Yes if you fail to pay property taxes homeowners insurance or maintain the home. Massachusetts law allows lenders to foreclose if these obligations are not met. You must keep the home in good condition and live in it as your primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.