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Find Reverse Mortgage Specialists Near You in Topsfield, MA

Browse reverse mortgage specialists serving Topsfield, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Topsfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 4 reverse mortgage specialists in Topsfield, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ross Billings at CrossCountry Mortgage
49 Main St, Topsfield, MA 01983
(877) 773-1226 billingsmortgageteam.com
Jessica D'Avolio at Leader Bank
35 Main St, Topsfield, MA 01983
(978) 790-4757 leaderbank.com
Alexander Lampropoulos - Leader Bank, Mortgage, NMLS #1434430
35 Main St, Topsfield, MA 01983
(978) 302-3640 leaderbank.com
James Wallimann, Leader Bank Mortgage (NMLS #2092605)
35 Main St, Topsfield, MA 01983
(978) 414-7898 leaderbank.com

A reverse mortgage specialist in Topsfield Massachusetts helps homeowners aged 62 and older convert home equity into tax free funds. Massachusetts law requires borrowers to complete HUD approved counseling before obtaining a Home Equity Conversion Mortgage. Topsfield residents benefit from specialists who understand local property values and the states strict consumer protection rules.

What Does a Reverse Mortgage Specialist in Topsfield Cost?

Reverse mortgage specialist fees in Massachusetts typically include an origination fee of up to 2 percent of the home value capped at 6000 dollars. Third party costs such as appraisal title search and recording fees range from 500 to 1500 dollars. The mandatory HUD counseling session costs about 125 dollars. These costs are often financed into the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a reverse mortgage specialist in Topsfield Massachusetts?
A reverse mortgage specialist is a licensed professional who guides seniors through the HECM process. They help Topsfield homeowners understand eligibility requirements loan terms and the mandatory counseling session required under Massachusetts law.
Are there Massachusetts specific rules for reverse mortgages?
Yes Massachusetts requires a three day right of rescission after loan closing. Borrowers must also complete HUD approved counseling and lenders must provide a detailed disclosure of all fees and interest rates before final commitment.

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