ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse reverse mortgage specialists serving Adrian, Michigan. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Adrian, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 reverse mortgage specialists in Adrian, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Team
3136 N Adrian Hwy suite c, Adrian, MI 49221
5172667651
Edward Jones - Financial Advisor: Rod Pender, CFP®
3124 N Adrian Hwy Suite 100, Adrian, MI 49221
5172632203
Martha Koepfle: Mortgage Consultant, NMLS# 138202
3136 N Adrian Hwy, Adrian, MI 49221
5179024744
Mortgage 1 Adrian
245 N Winter St, Adrian, MI 49221
5172631700
Edward Jones - Financial Advisor: Todd C Wilson, CFP®|AAMS®
4490 W Maumee St, Adrian, MI 49221
5172639351
A reverse mortgage specialist in Adrian, Michigan helps homeowners aged 62 and older access home equity through a Home Equity Conversion Mortgage (HECM). Michigan law requires borrowers to complete a counseling session with a HUD-approved counselor before applying. Local specialists understand Lenawee County property values and can guide you through the process.
What Does a Reverse Mortgage Specialist in Adrian Cost?
In Michigan, reverse mortgage costs include an origination fee capped at 2 percent of the first 200,000 dollars of home value plus 1 percent of the amount above 200,000 dollars. The upfront mortgage insurance premium is 2 percent of the appraised value. Third-party fees can range from 500 to 1,500 dollars. Annual servicing fees may apply. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Adrian Michigan?
You must be at least 62 years old and own your home outright or have a low mortgage balance. The home must be your primary residence and meet HUD property standards. A financial assessment is also required to ensure you can pay property taxes and insurance.
How does Michigan law affect reverse mortgage proceeds?
Michigan law does not tax reverse mortgage proceeds as income. The loan becomes due when you move out permanently, sell the home, or pass away. Heirs have 12 months to repay the loan or sell the property without penalty.
What costs are involved with a reverse mortgage in Adrian?
Typical costs include an origination fee up to 2 percent of the home value, a mortgage insurance premium of 2 percent of the appraised value, and third-party fees for appraisal and title work. These costs are usually financed into the loan.
Free • No Obligation
Compare Reverse Mortgage Specialists
Get matched with agents in Adrian who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.