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Compare Reverse Mortgage Specialists in Jackson, MI

Looking for a reverse mortgage specialist in Jackson? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Jackson, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 12 reverse mortgage specialists in Jackson, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Jackson
141 S Jackson St, Jackson, MI 49201
5177963161
Kim Connors, Ruoff Mortgage
141 N Jackson St, Jackson, MI 49201
5174149916
Brandon Adler at CrossCountry Mortgage
1035 Lawrence Ave STE 4, Jackson, MI 49202
5178034732
Dave Leightner, Ruoff Mortgage
141 N Jackson St, Jackson, MI 49201
5174141650
@Home Mortgage
910 N W Ave, Jackson, MI 49202
5179906880
Mortgage 1 Inc.-Jackson Team
850 Laurence Ave STE 2, Jackson, MI 49202
5173154626
Kim McClurg, Ruoff Mortgage
141 S Jackson St, Jackson, MI 49201
5178128514
@Home Mortgage
125 E Michigan Ave, Jackson, MI 49201
5179906880
Tonya Neill
141 N Jackson St, Jackson, MI 49201
5177950987
Edward Jones - Financial Advisor: Kelly M Langley, AAMS®|CRPC™
2002 Spring Arbor Rd # A, Jackson, MI 49203
5177820828
Edward Jones - Financial Advisor: Kevin R Phillips
850 Laurence Ave STE 3, Jackson, MI 49202
5177874157
Beth Ploof - @Home Mortgage | NMLS #402901
910 N W Ave, Jackson, MI 49202
5179906880

A reverse mortgage specialist in Jackson, Michigan helps homeowners aged 62 and older convert home equity into tax-free funds. Michigan law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage (HECM). Specialists guide clients through this process and explain how reverse mortgages affect property taxes and estate planning in Jackson.

What Does a Reverse Mortgage Specialist in Jackson Cost?

Typical costs for a reverse mortgage in Michigan include an origination fee (up to $6,000), mortgage insurance premium (2% of the home value upfront plus 0.5% annually), and third-party fees such as appraisal and title search. Total closing costs often range from $8,000 to $15,000. These costs are usually rolled into the loan balance. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the age requirements for a reverse mortgage in Jackson Michigan?
Borrowers must be at least 62 years old. All homeowners listed on the title must meet this age requirement under federal HECM rules.
Do I need counseling to get a reverse mortgage in Michigan?
Yes, Michigan law requires all borrowers to complete a counseling session with a HUD-approved counselor before applying. This session covers costs, alternatives, and obligations.
Can a reverse mortgage affect my Michigan homestead property tax exemption?
Yes, if you use the loan proceeds to pay off your existing mortgage, your property tax exemption may change. A specialist can explain how to keep the exemption active.