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Find Reverse Mortgage Specialists Near You in Muskegon, MI
Browse reverse mortgage specialists serving Muskegon, Michigan. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Muskegon, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 19 reverse mortgage specialists in Muskegon, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michigan Mortgage
6207 Harvey St, Muskegon, MI 49444
2317992606
Mario Flores - VanDyk Mortgage Corporation
5906 Commerce Center Dr, Muskegon, MI 49444
2316380200
PierPoint Mortgage Muskegon
3088 Sheffield St ste b, Muskegon, MI 49441
2317379911
Dustin Johnson - A1 Mortgage
4444 Keener St, Muskegon, MI 49444
2317473228
Turn-Key Mortgage
986 W Norton Ave, Muskegon, MI 49441
2317377073
VanDyk Mortgage Convention Center
460 W Western Ave, Muskegon, MI 49440
2315883500
Randy Creed - VanDyk Mortgage Corporation
635 W Summit Ave, Muskegon, MI 49441
2313432242
VanDyk Mortgage - Mario Flores II
5906 Commerce Center Dr, Muskegon, MI 49444
2312031486
Devon Bialik - VanDyk Mortgage Corporation
5906 Commerce Center Dr, Muskegon, MI 49444
2312151681
Raymond James & Associates
700 Terrace Point Dr Ste 400, Muskegon, MI 49440
2317221176
Coast One Mortgage
380 W Western Ave, Muskegon, MI 49440
2312867671
Morgan Stanley Financial Advisors
800 E Ellis Rd Suite 125, Muskegon, MI 49441
2317993030
Fifth Third Mortgage - Jason Stalbaum
1945 E Apple Ave, Muskegon, MI 49442
2317731796
Lisa German, Mortgage Loan Originator, LMCU, NMLS# 1031427
1619 E Mt Garfield Rd, Muskegon, MI 49444
2317287908
Antonio Flores - VanDyk Mortgage Corporation
5906 Commerce Center Dr, Muskegon, MI 49444
2313273819
Revolution Mortgage
423 W Norton Ave, Muskegon, MI 49444
6166826989
A1 Mortgage
4444 Keener St, Muskegon, MI 49444
2317473228
Fifth Third Mortgage - Christina Rumsey
5217 Harvey St, Muskegon, MI 49444
2317980137
PNC Mortgage
878 W Norton Ave, Muskegon, MI 49441
2317279119
A reverse mortgage specialist in Muskegon Michigan helps older homeowners access home equity without monthly payments. Michigan law requires borrowers to complete HUD-approved counseling before applying for a Home Equity Conversion Mortgage HECM. Local specialists guide clients through the process including property tax deferral options available to Michigan seniors.
What Does a Reverse Mortgage Specialist in Muskegon Cost?
Typical costs for a reverse mortgage in Michigan include an origination fee up to 2 percent of the home value capped at 6000 dollars. Upfront mortgage insurance premium is 2 percent of the appraised value. Third-party costs such as appraisal title search and recording fees range from 2000 to 5000 dollars. Annual mortgage insurance premiums are 0.5 percent of the loan balance. All costs can be financed into the loan. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a reverse mortgage in Muskegon Michigan?
Borrowers must be at least 62 years old and own their home outright or have a low mortgage balance. The property must be the primary residence and meet HUD minimum property standards. Michigan also requires completion of a counseling session with a HUD-approved agency.
How does a reverse mortgage affect my heirs in Michigan?
Heirs can repay the loan balance or sell the home to satisfy the debt. Michigan law gives heirs 30 days after receiving a notice of default to decide. If the loan balance is less than the home value heirs keep the difference.
Are reverse mortgage proceeds taxable in Michigan?
Reverse mortgage proceeds are not considered income for federal or Michigan state tax purposes. However interest on the loan is not deductible until the loan is fully repaid. Consult a tax professional for your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.